Harborough Mortgages Ltd

Reference number: 1008961

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harborough Mortgages Ltd (FRN 1008961) is an AR of The Right Mortgage Limited (FRN 649443). When you use Harborough Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harborough Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01858 288250

  • Address

    Aspen House, 12 Kings Head Place, Market Harborough, Leicestershire, LE16 7JT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01858 288250 is
  • Who else gives the postcode LE16 7JT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08150615
Company status
Active
Company type
Private limited company
Incorporated
20 July 2012 (14 years old)
Registered office
43a St Mary's Road, Market Harborough, Leics, LE16 7DS
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Bobby Charles Rees Director Mar 1987 20 Jul 2012 None
Sarah Jane Rees Director Jan 1987 1 Aug 2016 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£38.8k

Up £38.6k from £164

Employees (average)

4

Same as 4

Owed within a year

£34.5k

+3.6% from £33.3k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08150615. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harborough Mortgages’s history from the FCA register and Companies House, newest first.

2024

11 March 2024

  • Became an appointed representative

FCA register

2016

1 August 2016

  • Sarah Jane Rees appointed as a director

Companies House

20 July 2016

  • Bobby Charles Rees became a part-owner (25–50% of shares)
  • Sarah Jane Rees became a part-owner (25–50% of shares)

Companies House

2012

20 July 2012

  • Incorporated at Companies House
  • Bobby Charles Rees appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Harborough Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Market Harborough

Darren CopsonMarket HarboroughAppointed representativeDerek ComptonMarket HarboroughAppointed representativeLeads.io LimitedMarket HarboroughAppointed representativePenny Elizabeth SmithMarket HarboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harborough Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 8 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Harborough Mortgages Ltd FCA authorised?
Harborough Mortgages Ltd (FRN 1008961) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harborough Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harborough Mortgages Ltd (FRN 1008961) is an AR of The Right Mortgage Limited (FRN 649443). When you use Harborough Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harborough Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harborough Mortgages’ phone number?
The FCA register lists the phone number 01858 288250 for Harborough Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Harborough Mortgages a scam or clone?
Harborough Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harborough Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for Harborough Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harborough Mortgages?
Companies House lists 2 people with significant control of Harborough Mortgages: Mr Bobby Charles Rees (25–50% of shares) and Mrs Sarah Jane Rees (25–50% of shares).
Who runs Harborough Mortgages?
Companies House lists 2 directors of Harborough Mortgages: Bobby Charles Rees and Sarah Jane Rees.
How long has Harborough Mortgages been in business?
The company was formed on 20 July 2012.
What do Harborough Mortgages’ latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £38.8k (up £38.6k from £164).

Sources and links

The full report on Harborough Mortgages Ltd

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