Harbour Outdoor Living Limited

Reference number: 963170

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harbourlifestyle.co.uk first appeared online, and whether it can receive email
  • What kind of line 01223 626006 is
  • Who else gives the postcode CB8 9UW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Harbour Lifestyle Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12934430
Company status
Active
Company type
Private limited company
Incorporated
7 October 2020 (6 years old)
Registered office
The Foaling Yard Hope Hall Stud, Dullingham, Newmarket, Suffolk, CB8 9UW, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Nico Travis Baxter Director Sep 1990 7 Oct 2020 2 other companies
Richard Arthur Reginald Totman Director Jul 1985 1 Aug 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
went insolvent
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

18 months to 30 April 2025Full accountsNot audited

Net assets

£2.66m

+4.5% from £2.55m

Cash at bank

£2.07m

+455% from £374k

Employees (average)

24

+85% from 13

Owed within a year

£5.86m

+318% from £1.40m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12934430. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harbour Outdoor Living’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2022

1 February 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2021

1 August 2021

  • Ajr Investments Limited became a part-owner (25–50% of shares)
  • Anthony Jack Ramsden became a part-owner (25–50% of shares)
  • Anthony Jack Ramsden stopped being a part-owner
  • Richard Arthur Reginald Totman became a part-owner (25–50% of shares)

Companies House

2020

7 October 2020

  • Incorporated at Companies House
  • Nico Travis Baxter became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms like Harbour Outdoor Living

Other firms of the same type (retailer), nearest first.

In the Cambridge (CB) postcode area

1066 Group LtdCambridgeAuthorisedCoffee World (UK) LtdCambridgeAuthorisedEco Quad Bikes LtdElyAppointed representativeKitch-Bath Interiors LtdCambridgeAppointed representativeMackays of Cambridge LimitedCambridgeAppointed representativeOkopod LtdCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harbour Outdoor Living

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Harbour Outdoor Living Limited FCA authorised?
Yes, Harbour Outdoor Living Limited (FRN 963170) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2022 and works as a retailer. The FCA has placed no limits on its permissions.
What is Harbour Outdoor Living’s phone number and website?
The FCA register lists the phone number 01223 626006 and the website harbourlifestyle.co.uk for Harbour Outdoor Living. If you were given different contact details, use these to check with the firm before going any further.
Is Harbour Outdoor Living a scam or clone?
Harbour Outdoor Living is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harbour Outdoor Living?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Harbour Outdoor Living handles your money, so check the specific product before you commit. You can also refer complaints about Harbour Outdoor Living to the Financial Ombudsman Service, free of charge.
Who owns Harbour Outdoor Living?
Companies House lists 3 people with significant control of Harbour Outdoor Living: Mr Richard Arthur Reginald Totman (25–50% of shares), Ajr Investments Limited (25–50% of shares) and Mr Nico Travis Baxter (25–50% of shares). Before that, it was controlled by Mr Anthony Jack Ramsden.
Who runs Harbour Outdoor Living?
Companies House lists 2 directors of Harbour Outdoor Living: Nico Travis Baxter and Richard Arthur Reginald Totman.
How long has Harbour Outdoor Living been in business?
The company was formed on 7 October 2020, and has held its current FCA authorisation since February 2022.
What do Harbour Outdoor Living’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £2.66m (+4.5% from £2.55m) and cash at bank of £2.07m (+455% from £374k).
Does Harbour Outdoor Living use any other names?
It trades as Harbour Lifestyle.

Sources and links

The full report on Harbour Outdoor Living Limited

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