Hareth Karim

Reference number: 485977

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Appointed representative

Hareth Karim does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hareth Karim (FRN 485977) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Hareth Karim's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hareth Karim, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01580 761267

  • Address

    Milroy House, Sayers Lane, Tenterden, Kent, TN30 6BW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01580 761267 is
  • Who else gives the postcode TN30 6BW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HK Financial Management Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Hareth Karim’s history from the FCA register and Companies House, newest first.

2023

18 January 2023

  • Changed its registered name from "HK Financial Management"
  • Began trading as "HK Financial Management"

FCA register

2008

14 July 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Hareth Karim

Other FCA-listed firms that share a director, phone number or address with Hareth Karim. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Hareth Karim

Other firms of the same type (credit broker), nearest first.

In the Tonbridge (TN) postcode area

Baksish S SidhuTunbridge WellsAppointed representativeCharles BickhamHeathfieldAppointed representativeChristopher CourtmanHeathfieldAppointed representativeChristopher Francis RoweAppointed representativeClearways Sales LtdSevenoaksAppointed representativeDavid VidlerSt. Leonards-on-SeaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hareth Karim

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Hareth Karim FCA authorised?
Hareth Karim (FRN 485977) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hareth Karim?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hareth Karim (FRN 485977) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Hareth Karim's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hareth Karim, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hareth Karim’s phone number?
The FCA register lists the phone number 01580 761267 for Hareth Karim. If you were given different contact details, use these to check with the firm before going any further.
Is Hareth Karim a scam or clone?
Hareth Karim is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hareth Karim?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Hareth Karim's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Hareth Karim use any other names?
It trades as HK Financial Management.

Sources and links

The full report on Hareth Karim

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