Harmony Financial Services Ltd
Reference number: 762349
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 August 2025
Responsible principal firm
Cornerstone Finance Group Ltd Reference number: 767202 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Harmony Financial Services Ltd (FRN 762349) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Harmony Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Harmony Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Fenchurch House, 12 King Street, Nottingham, Nottingham, NG1 2AS, United Kingdom
In the full report: 3 background checks
- When harmonyfs.co.uk first appeared online, and whether it can receive email
- What kind of line 0115 896 9776 is
- Who else gives the postcode NG1 2AS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10352163 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 August 2016 (10 years old)
- Registered office
- Fenchurch House, 12 King Street, Nottingham, NG1 2AS
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mohammed Imran Hussain | Director | May 1988 | 31 Aug 2016 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£4,524
−26% from £6,077
Cash at bank
£1,543
−59% from £3,721
Employees (average)
1
Same as 1
Owed within a year
£2,150
−3% from £2,216
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10352163. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Harmony Financial Services’s history from the FCA register and Companies House, newest first.
2016
20 October 2016
- Became an appointed representative
FCA register
31 August 2016
- Incorporated at Companies House
- Mohammed Imran Hussain took control (75–100% of shares)
- Mohammed Imran Hussain appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Harmony Financial Services
Other FCA-listed firms that share a director, phone number or address with Harmony Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Harmony Financial Services
Other firms of the same type (insurance broker), nearest first.
In Nottingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Harmony Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Harmony Financial Services Ltd FCA authorised?
What does appointed representative mean for Harmony Financial Services?
What is Harmony Financial Services’ phone number and website?
Is Harmony Financial Services a scam or clone?
Is my money safe with Harmony Financial Services?
Who owns Harmony Financial Services?
Who runs Harmony Financial Services?
How long has Harmony Financial Services been in business?
What do Harmony Financial Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk