Harmony Profiles Limited

Reference number: 1028405

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

IDEAL SALES SOLUTIONS LTD Reference number: 703401 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Harmony Profiles Limited (FRN 1028405) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Harmony Profiles.
  • Example: if Harmony Profiles refers you to a financial adviser, the advice should come from the principal firm, not from Harmony Profiles itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When harmonyprofiles.co.uk first appeared online, and whether it can receive email
  • What kind of line 01392 202295 is
  • Who else gives the postcode EX4 8HN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03164419
Company status
Active
Company type
Private limited company
Incorporated
26 February 1996 (30 years old)
Registered office
26-28 Southernhay East, Exeter, EX1 1NS, England
Nature of business
  • Manufacture of other fabricated metal products not elsewhere classified (SIC 25990)

Directors and company secretaries

Name Role Born Appointed Other companies
Lorraine Breyley Director Sep 1973 8 Sep 2022 2 other companies
Helen Elizabeth Buck Director Jul 1967 6 Jun 2025 1 other company
Lorraine Breyley Secretary Not published 26 Feb 1996 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£50.2k

Up £328k from −£378k

Cash at bank

£46.5k

Up £43.9k from £2,578

Employees (average)

33

−18% from 40

Owed within a year

£644k

−29% from £901k

Net assets are negative: on its last balance sheet the company owed £50.2k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03164419. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harmony Profiles’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2025

15 February 2025

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Lorraine Breyley became a part-owner (25–50% of shares)
  • Martin Charles Breyley became a part-owner (25–50% of shares)

Companies House

1996

26 February 1996

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 10
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Firms like Harmony Profiles

Other firms of the same type (credit broker), nearest first.

In Exeter

Financial Solutions Advisers LimitedExeterAppointed representativeFresh Business Finance LtdExeterAppointed representativeThe Finance Quarter LtdExeterAppointed representativeAesthetics Inc LtdExeterAppointed representativeMatford Arable Systems LimitedExeterAppointed representativemiko coffee south west ltdExeterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harmony Profiles

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Harmony Profiles Limited FCA authorised?
Harmony Profiles Limited (FRN 1028405) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Harmony Profiles?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Harmony Profiles Limited (FRN 1028405) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Harmony Profiles. Example: if Harmony Profiles refers you to a financial adviser, the advice should come from the principal firm, not from Harmony Profiles itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harmony Profiles’ phone number and website?
The FCA register lists the phone number 01392 202295 and the website harmonyprofiles.co.uk for Harmony Profiles. If you were given different contact details, use these to check with the firm before going any further.
Is Harmony Profiles a scam or clone?
Harmony Profiles is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harmony Profiles?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Harmony Profiles's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harmony Profiles?
Companies House lists 2 people with significant control of Harmony Profiles: Lorraine Breyley (25–50% of shares) and Mr Martin Charles Breyley (25–50% of shares).
Who runs Harmony Profiles?
Companies House lists 2 directors of Harmony Profiles: Lorraine Breyley and Helen Elizabeth Buck.
How long has Harmony Profiles been in business?
The company was formed on 26 February 1996.
What do Harmony Profiles’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£50.2k (up £328k from −£378k) and cash at bank of £46.5k (up £43.9k from £2,578).

Sources and links

The full report on Harmony Profiles Limited

£19.99 · Instant PDF download

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