Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 1993
- Accounts filed up to 31 December 2021
- Its whole board of directors changed in May 2026
- On its latest accounts it owed £237k more than it owned
Responsible principal firm
MIKO COFFEE LIMITED Reference number: 692483 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- miko coffee south west ltd (FRN 737459) is an AR of MIKO COFFEE LIMITED (FRN 692483). When you use miko coffee south west's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from miko coffee south west, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 6, Orchard Court, Heron Road, Sowton Industrial Estate, Exeter, Devon, EX2 7LL, United Kingdom
In the full report: 3 background checks
- When mikocoffee.com first appeared online, and whether it can receive email
- What kind of line 01392 447272 is
- Who else gives the postcode EX2 7LL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Miko Coffee Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02856554 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 September 1993 (33 years old)
- Registered office
- Unit 4 Barncoose Industrial Estate, Barncoose, Redruth, TR15 3RQ, England
- Nature of business
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- Wholesale of coffee, tea, cocoa and spices (SIC 46370)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Karl Anne Hermans | Director | Dec 1973 | 11 May 2026 | None |
| Adrian Leonard Stagg | Secretary | Not published | 30 Sep 2008 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 10 people who have been directors, with their dates
Filed accounts and finances
Total equity
−£237k
No earlier figure to compare
Cash at bank
£183k
No earlier figure to compare
Employees (average)
10
No earlier figure to compare
Owed within a year
£944k
No earlier figure to compare
Total equity is negative: on its last balance sheet the company owed £237k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 02856554. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Miko coffee south west’s history from the FCA register and Companies House, newest first.
2026
11 May 2026
- Board replaced: its only director left and a new director took over
Companies House
2016
6 April 2016
- Miko Koffie NV took control (75–100% of shares)
Companies House
22 February 2016
- Became an appointed representative
FCA register
1993
23 September 1993
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (4 shown here)
- Every director appointment and resignation: 17
Firms connected to miko coffee south west
Other FCA-listed firms that share a director, phone number or address with miko coffee south west. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like miko coffee south west
Other firms of the same type (credit broker), nearest first.
In Exeter
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on miko coffee south west
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 21 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do miko coffee south west’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk