miko coffee south west ltd

Reference number: 737459

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • miko coffee south west ltd (FRN 737459) is an AR of MIKO COFFEE LIMITED (FRN 692483). When you use miko coffee south west's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from miko coffee south west, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mikocoffee.com first appeared online, and whether it can receive email
  • What kind of line 01392 447272 is
  • Who else gives the postcode EX2 7LL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Miko Coffee Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 September 1993 (33 years old)
Registered office
Unit 4 Barncoose Industrial Estate, Barncoose, Redruth, TR15 3RQ, England
Nature of business
  • Wholesale of coffee, tea, cocoa and spices (SIC 46370)

Directors and company secretaries

Name Role Born Appointed Other companies
Karl Anne Hermans Director Dec 1973 11 May 2026 None
Adrian Leonard Stagg Secretary Not published 30 Sep 2008 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 10 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2021Small company accountsNot audited

Total equity

−£237k

No earlier figure to compare

Cash at bank

£183k

No earlier figure to compare

Employees (average)

10

No earlier figure to compare

Owed within a year

£944k

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £237k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02856554. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Miko coffee south west’s history from the FCA register and Companies House, newest first.

2026

11 May 2026

  • Board replaced: its only director left and a new director took over

Companies House

2016

6 April 2016

  • Miko Koffie NV took control (75–100% of shares)

Companies House

22 February 2016

  • Became an appointed representative

FCA register

1993

23 September 1993

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (4 shown here)
  • Every director appointment and resignation: 17
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Firms connected to miko coffee south west

Other FCA-listed firms that share a director, phone number or address with miko coffee south west. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like miko coffee south west

Other firms of the same type (credit broker), nearest first.

In Exeter

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on miko coffee south west

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is miko coffee south west ltd FCA authorised?
miko coffee south west ltd (FRN 737459) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for miko coffee south west?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. miko coffee south west ltd (FRN 737459) is an AR of MIKO COFFEE LIMITED (FRN 692483). When you use miko coffee south west's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from miko coffee south west, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is miko coffee south west’s phone number and website?
The FCA register lists the phone number 01392 447272 and the website mikocoffee.com for miko coffee south west. If you were given different contact details, use these to check with the firm before going any further.
Is miko coffee south west a scam or clone?
miko coffee south west is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with miko coffee south west?
Protection works through Miko Coffee Limited, the principal firm responsible for miko coffee south west's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns miko coffee south west?
miko coffee south west is owned by Miko Koffie NV, which holds 75–100% of shares, since 6 April 2016.
Who runs miko coffee south west?
Companies House lists one director of miko coffee south west: Karl Anne Hermans.
How long has miko coffee south west been in business?
The company was formed on 23 September 1993.
What do miko coffee south west’s latest accounts show?
Its latest accounts, to 31 December 2021, show total equity of −£237k (no earlier figure to compare) and cash at bank of £183k (no earlier figure to compare).

Sources and links

The full report on miko coffee south west ltd

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