Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 1975
- Accounts filed up to 30 April 2024
- Accounts are overdue at Companies House
- Its whole board of directors changed in September 2024
Responsible principal firm
Golden Charter Limited Reference number: 965279 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- HAROLD WOOD FUNERAL SERVICES LIMITED (FRN 982364) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not HAROLD WOOD FUNERAL SERVICES.
- Example: if HAROLD WOOD FUNERAL SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from HAROLD WOOD FUNERAL SERVICES itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
43 Station Road, Harold Wood, Essex, RM3 0BS, United Kingdom
In the full report: 2 background checks
- What kind of line 0800 731 1855 is
- Who else gives the postcode RM3 0BS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Company number
- 01229189 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 October 1975 (51 years old)
- Registered office
- Marlborough House, 298 Regents Park Road, London, N3 2SZ, England
- Nature of business
-
- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Louise Farrow | Director | Aug 1980 | 18 Sep 2024 | 13 other companies |
| Joe Harris | Director | Aug 1989 | 18 Sep 2024 | 4 other companies |
| Nichola Frances Murch | Director | Aug 1982 | 18 Sep 2024 | 6 other companies |
| Jack Bryan Harris | Director | Sep 1987 | 18 Sep 2024 | 4 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 3
- run together
- 6
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 companies these 4 directors run together
- All 13 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.86m
+411% from £364k
Cash at bank
£334k
−8% from £363k
Employees (average)
14
Same as 14
Owed within a year
£207k
−51% from £425k
Its next accounts are overdue at Companies House.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01229189. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Harold Wood Funeral Services’s history from the FCA register and Companies House, newest first.
2024
18 September 2024
- Board replaced: both directors left and 4 new directors took over
- Carol Patricia Lawrence stopped being a part-owner
- Peter Thomas Frederick Coyte stopped being a part-owner
- T Cribb & Sons (Rivetts) Ltd took control (75–100% of shares)
Companies House
4 June 2024
- Peter Thomas Frederick Coyte became a part-owner (25–50% of shares)
Companies House
2022
2 September 2022
- Became an introducer appointed representative
FCA register
22 March 2022
- Carol Patricia Lawrence became a part-owner (25–50% of shares)
Companies House
2021
9 November 2021
- Margaret Muriel Coyte stopped being the majority owner
Companies House
2016
30 June 2016
- Margaret Muriel Coyte became the majority owner (50–75% of shares)
Companies House
1975
9 October 1975
- Incorporated at Companies House
Companies House
In the full report: all 30 events
- All 30 events in its history (10 shown here)
- Every director appointment and resignation: 20
Firms like Harold Wood Funeral Services
Other firms of the same type (funeral director), nearest first.
In the Romford (RM) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Harold Wood Funeral Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 30 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk