Harptree Mortgages Limited

Reference number: 1055871

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Your funds are protected by FSCS
No FCA actions
Active company since 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

harptreemortgages.co.uk (opens in a new tab)
Phone number

01582 731684
Address

7 Yeomans Avenue, Harpenden, Hertfordshire, AL5 3EG, United Kingdom

In the full report: 3 background checks

When harptreemortgages.co.uk first appeared online, and whether it can receive email
What kind of line 01582 731684 is
Who else gives the postcode AL5 3EG

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16501624 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 June 2025 (1 year old)
Registered office: 7 Yeomans Avenue, Harpenden, Hertfordshire, AL5 3EG, United Kingdom
Nature of business: Activities of mortgage finance companies (SIC 64922)
Life insurance (SIC 65110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kay Crabtree	Director	Apr 1984	6 Jun 2025	None
Stuart Crabtree	Director	Apr 1984	6 Jun 2025	None
Frederick Harper	Director	Aug 1952	6 Jun 2025	None

In the full report: every company its directors have run

Confirmation that these 3 directors run no other company

Key dates in its history

Harptree Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2026

1 October 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2025

6 June 2025

Incorporated at Companies House
Frederick Harper became a part-owner (25–50% of shares)
Kay Crabtree became a part-owner (25–50% of shares)
Stuart Crabtree became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms like Harptree Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Harpenden

The Mortgage Mine LimitedHarpendenAuthorised Ashwell Mortgage ServicesHarpendenAppointed representative Sexton Financial Services LtdHarpendenAppointed representative Turtle Mortgages LtdHarpendenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harptree Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
All 10 events in its history

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Frequently asked questions about this firm

Is Harptree Mortgages Limited FCA authorised?

Yes, Harptree Mortgages Limited (FRN 1055871) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Harptree Mortgages’ phone number and website?

The FCA register lists the phone number 01582 731684 and the website harptreemortgages.co.uk for Harptree Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Harptree Mortgages a scam or clone?

Harptree Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Harptree Mortgages?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Harptree Mortgages to the Financial Ombudsman Service, free of charge.

Who owns Harptree Mortgages?

Companies House lists 3 people with significant control of Harptree Mortgages: Mr Frederick Harper (25–50% of shares), Mr Stuart Crabtree (25–50% of shares) and Mrs Kay Crabtree (25–50% of shares).

Who runs Harptree Mortgages?

Companies House lists 3 directors of Harptree Mortgages: Kay Crabtree, Stuart Crabtree and Frederick Harper.

How long has Harptree Mortgages been in business?

The company was formed on 6 June 2025, and has held its current FCA authorisation since October 2026.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Check your FSCS cover fscs.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk