The Mortgage Mine Limited

Reference number: 471755

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagemine.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 627148 is
  • Who else gives the postcode AL5 5JG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 February 2006 (20 years old)
Registered office
1 East Craibstone Street, Bon Accord Square, Aberdeen, Aberdeenshire, AB11 6YQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Douglas Meldrum Director Oct 1959 18 Mar 2006 2 other companies
JAMES AND GEORGE COLLIE LLP Corporate secretary Not published 15 Feb 2006 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£24.7k

+39% from £17.7k

Cash at bank

£8,039

−33% from £11.9k

Employees (average)

1

Same as 1

Owed within a year

£1,615

Up £715 from £900

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC297189. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Mine’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Michael Douglas Meldrum took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

12 September 2007

  • Became authorised by the FCA

FCA register

29 August 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2006

15 February 2006

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like The Mortgage Mine

Other firms of the same type (mortgage adviser or broker), nearest first.

In Harpenden

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Mine

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is The Mortgage Mine Limited FCA authorised?
Yes, The Mortgage Mine Limited (FRN 471755) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2007 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is The Mortgage Mine’s phone number and website?
The FCA register lists the phone number 01582 627148 and the website mortgagemine.co.uk for The Mortgage Mine. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Mine a scam or clone?
The Mortgage Mine is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Mine?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Mortgage Mine to the Financial Ombudsman Service, free of charge.
Who owns The Mortgage Mine?
Companies House lists one person with significant control of The Mortgage Mine: Mr Michael Douglas Meldrum (75–100% of shares).
Who runs The Mortgage Mine?
Companies House lists one director of The Mortgage Mine: Michael Douglas Meldrum.
How long has The Mortgage Mine been in business?
The company was formed on 15 February 2006, and has held its current FCA authorisation since September 2007.
What do The Mortgage Mine’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £24.7k (+39% from £17.7k) and cash at bank of £8,039 (−33% from £11.9k).

Sources and links

The full report on The Mortgage Mine Limited

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