Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 March 2026
- On its latest accounts it owed £224k more than it owned
Responsible principal firm
Sense Network Limited Reference number: 465124 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Harris & Co Financial Planning Ltd (FRN 949142) is an AR of Sense Network Limited (FRN 465124). When you use Harris & Co Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Harris & Co Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Marland House, 13 Huddersfield Road, Barnsley, South Yorkshire, S70 2LW, United Kingdom
In the full report: 2 background checks
- What kind of line 01226 282461 is
- Who else gives the postcode S70 2LW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- HARRIS & CO FINANCIAL PLANNING LIMITED
- Company number
- 13079382 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 December 2020 (5 years old)
- Registered office
- Marland House, 13 Huddersfield Road, Barnsley, S70 2LW, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas Ian Garner | Director | Jan 1961 | 14 Dec 2020 | 9 other companies |
| Ian David Bragger | Director | Jul 1984 | 14 Dec 2020 | 3 other companies |
| Nichola Jayne Hawden | Director | May 1984 | 14 Dec 2020 | 5 other companies |
| Stephen Kevin Watson | Director | Jan 1977 | 14 Dec 2020 | 6 other companies |
| Ryan Qualters | Director | May 1984 | 2 Jun 2025 | None |
| Elspeth Alicia Alexandra Fielding | Director | Apr 1992 | 19 Jan 2026 | 4 other companies |
| Thomas Peter Garner | Director | Jan 1993 | 2 Mar 2026 | 3 other companies |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 18
- closed down
- 5
- run together
- 5
In the full report: all 18 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 companies these 7 directors run together
Filed accounts and finances
Total equity
−£224k
Down £15.0k from −£209k
Cash at bank
£4,755
+177% from £1,719
Employees (average)
2
Same as 2
Owed within a year
£232k
+6.6% from £217k
Total equity is negative: on its last balance sheet the company owed £224k more than it owned.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13079382. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Harris & Co Financial Planning’s history from the FCA register and Companies House, newest first.
2021
16 April 2021
- Became an appointed representative
FCA register
2020
14 December 2020
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (2 shown here)
- Every director appointment and resignation: 7
Firms connected to Harris & Co Financial Planning
Other FCA-listed firms that share a director, phone number or address with Harris & Co Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Harris & Co Financial Planning
Other firms of the same type (financial adviser), nearest first.
In Barnsley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Harris & Co Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 18 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk