Harvest Innovations Limited

Reference number: 1052183

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harvest Innovations Limited (FRN 1052183) is an AR of FUW Insurance Services Limited (FRN 615251). When you use Harvest Innovations's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harvest Innovations, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When harvestinnovationsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07929 253248 is
  • Who else gives the postcode GL4 0BX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through FUW Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 January 2026 (less than a year old)
Registered office
33 Forest View Road, Gloucester, Gloucestershire, GL4 0BX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Andrew Jones Director Aug 1982 20 Jan 2026 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Harvest Innovations’s history from the FCA register and Companies House, newest first.

2026

24 March 2026

  • Became an appointed representative

FCA register

20 January 2026

  • Incorporated at Companies House
  • Christopher Andrew Jones took control (75–100% of shares)
  • Christopher Andrew Jones appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Harvest Innovations

Other firms of the same type (insurance broker), nearest first.

In Gloucester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harvest Innovations

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

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Frequently asked questions about this firm

Is Harvest Innovations Limited FCA authorised?
Harvest Innovations Limited (FRN 1052183) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harvest Innovations?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harvest Innovations Limited (FRN 1052183) is an AR of FUW Insurance Services Limited (FRN 615251). When you use Harvest Innovations's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harvest Innovations, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harvest Innovations’ phone number and website?
The FCA register lists the phone number 07929 253248 and the website harvestinnovationsltd.co.uk for Harvest Innovations. If you were given different contact details, use these to check with the firm before going any further.
Is Harvest Innovations a scam or clone?
Harvest Innovations is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harvest Innovations?
Protection works through FUW Insurance Services Limited, the principal firm responsible for Harvest Innovations's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harvest Innovations?
Companies House lists one person with significant control of Harvest Innovations: Mr Christopher Andrew Jones (75–100% of shares).
Who runs Harvest Innovations?
Companies House lists one director of Harvest Innovations: Christopher Andrew Jones.
How long has Harvest Innovations been in business?
The company was formed on 20 January 2026.

Sources and links

The full report on Harvest Innovations Limited

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