Heath Mortgage Solutions Limited

Reference number: 1036335

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RICHDALE BROKERS AND FINANCIAL SERVICES LTD. Reference number: 769876 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Heath Mortgage Solutions Limited (FRN 1036335) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Heath Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Heath Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When heathmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07789 691036 is
  • Whether EC2A 4NE is a shared office: 81 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Heath Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16470921
Company status
Active
Company type
Private limited company
Incorporated
23 May 2025 (1 year old)
Registered office
86-90 Paul Street, London, Greater London, EC2A 4NE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Heather Greatorex Director Mar 1997 23 May 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Heath Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2025

8 September 2025

  • Began trading as "Heath Mortgages"

FCA register

4 July 2025

  • Became an appointed representative

FCA register

23 May 2025

  • Incorporated at Companies House
  • Heather Greatorex took control (75–100% of shares)
  • Heather Greatorex appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Heath Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heath Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is Heath Mortgage Solutions Limited FCA authorised?
Heath Mortgage Solutions Limited (FRN 1036335) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Heath Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Heath Mortgage Solutions Limited (FRN 1036335) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Heath Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Heath Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Heath Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 07789 691036 and the website heathmortgages.co.uk for Heath Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Heath Mortgage Solutions a scam or clone?
Heath Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Heath Mortgage Solutions?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for Heath Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Heath Mortgage Solutions?
Companies House lists one person with significant control of Heath Mortgage Solutions: Ms Heather Greatorex (75–100% of shares).
Who runs Heath Mortgage Solutions?
Companies House lists one director of Heath Mortgage Solutions: Heather Greatorex.
How long has Heath Mortgage Solutions been in business?
The company was formed on 23 May 2025.
Does Heath Mortgage Solutions use any other names?
It trades as Heath Mortgages.

Sources and links

The full report on Heath Mortgage Solutions Limited

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