Heath Mount School Trust Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 1970

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Heath Mount School Trust Limited (FRN 1007692) is an AR of Premium Credit Limited (FRN 702718). When you use Heath Mount School Trust's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Heath Mount School Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01920 830230
Address

Woodhall Park, Watton At Stone, Hertford, Hertfordshire, SG14 3NG, United Kingdom

In the full report: 2 background checks

What kind of line 01920 830230 is
Who else gives the postcode SG14 3NG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 00983758 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 3 July 1970 (56 years old)
Registered office: Heath Mount School, Woodhall Park, Watton-At-Stone, Herts, SG14 3NG
Nature of business: Primary education (SIC 85200)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Edward Fergus Campbell-Gray	Director	Dec 1964	9 Jun 2009	8 other companies
Karen Ann Sallybanks	Director	Jan 1965	1 Sep 2016	None
Helen Cecilia Rayfield	Director	Nov 1965	1 Sep 2016	5 other companies
Christopher Richard Adrian Scrope	Director	May 1970	29 Jan 2022	26 other companies
Ian Hodges-Jackson	Director	Feb 1969	3 Oct 2022	1 other company
Richard Martin Fiddes	Director	Apr 1962	30 Jan 2023	7 other companies
Andrew Jonathan Rickards	Director	Aug 1963	29 Sep 2023	2 other companies
Annabel Kate Friedlein	Director	Jan 1973	15 Oct 2024	7 other companies
Simon Heard	Director	Apr 1979	15 Oct 2024	3 other companies
Lisa Michelle Pillay	Director	Mar 1970	21 May 2025	1 other company

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 60
closed down: 24
is FCA-registered: 1

In the full report: all 60 companies, named

What each company does, and whether it is still trading
Which of these 10 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 49 people who have ever been directors, with their dates

Key dates in its history

Heath Mount School Trust’s history from the FCA register and Companies House, newest first.

Key events (2) All events (78)

2024

9 January 2024

Became an appointed representative

FCA register

1970

3 July 1970

Incorporated at Companies House

Companies House

In the full report: all 78 events

All 78 events in its history (2 shown here)
Every director appointment and resignation: 76

Firms connected to Heath Mount School Trust

Other FCA-listed firms that share a director, phone number or address with Heath Mount School Trust. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Heath Mount School Trust

Other firms of the same type (credit broker), nearest first.

In Hertford

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heath Mount School Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

60 other companies its directors have run, named
2 background checks on its contact details
All 78 events in its history

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Frequently asked questions about this firm

Is Heath Mount School Trust Limited FCA authorised?

Heath Mount School Trust Limited (FRN 1007692) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Heath Mount School Trust?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Heath Mount School Trust Limited (FRN 1007692) is an AR of Premium Credit Limited (FRN 702718). When you use Heath Mount School Trust's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Heath Mount School Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Heath Mount School Trust’s phone number?

The FCA register lists the phone number 01920 830230 for Heath Mount School Trust. If you were given different contact details, use these to check with the firm before going any further.

Is Heath Mount School Trust a scam or clone?

Heath Mount School Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Heath Mount School Trust?

Protection works through Premium Credit Limited, the principal firm responsible for Heath Mount School Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Heath Mount School Trust?

Companies House lists 10 directors of Heath Mount School Trust: Edward Fergus Campbell-Gray, Karen Ann Sallybanks, Helen Cecilia Rayfield, Christopher Richard Adrian Scrope, Ian Hodges-Jackson, Richard Martin Fiddes and 4 more.

How long has Heath Mount School Trust been in business?

The company was formed on 3 July 1970.