Heather McKenzie

Reference number: 402865

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Appointed representative

Heather McKenzie does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

WPA Healthcare Practice Plc Reference number: 757721 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Heather McKenzie (FRN 402865) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Heather McKenzie's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Heather McKenzie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wpa.org.uk first appeared online, and whether it can receive email
  • What kind of line 07809 345732 is
  • Who else gives the postcode BT66 6PH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Heather Stewart Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Heather McKenzie’s history from the FCA register and Companies House, newest first.

2006

31 January 2006

  • Changed its registered name from "Heather Stewart"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Firms like Heather McKenzie

Other firms of the same type (insurance broker), nearest first.

In Craigavon

A B M MacAuley, J Laverty & G StewartCraigavonAppointed representativeTerra Travel LimitedCraigavonAppointed representativeAlan Brown & Co (NI) LtdCraigavonAuthorisedCredit Risk Brokers LimitedCraigavonAuthorisedIndependent Healthcare Solutions (N.i.) LimitedCraigavonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heather McKenzie

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Heather McKenzie FCA authorised?
Heather McKenzie (FRN 402865) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Heather McKenzie?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Heather McKenzie (FRN 402865) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Heather McKenzie's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Heather McKenzie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Heather McKenzie’s phone number and website?
The FCA register lists the phone number 07809 345732 and the website wpa.org.uk/heathermckenzie for Heather McKenzie. If you were given different contact details, use these to check with the firm before going any further.
Is Heather McKenzie a scam or clone?
Heather McKenzie is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Heather McKenzie?
Protection works through WPA Healthcare Practice PLC, the principal firm responsible for Heather McKenzie's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Heather McKenzie use any other names?
It has previously used the name Heather Stewart.

Sources and links

The full report on Heather McKenzie

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