Terra Travel Limited

Reference number: 492109

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Holiday Extras Cover Limited Reference number: 828848 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Terra Travel Limited (FRN 492109) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Terra Travel.
  • Example: if Terra Travel refers you to a financial adviser, the advice should come from the principal firm, not from Terra Travel itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When terratravel.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 3832 7222 is
  • Who else gives the postcode BT66 6HD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Terra Travel Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI019730
Company status
Active
Company type
Private limited company
Incorporated
11 August 1986 (40 years old)
Registered office
54/55 Church Place, Lurgan, BT66 6HD
Nature of business
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Terence Murphy Director Jun 1965 11 Aug 1986 None
Damian Francis Murphy Director Aug 1963 11 Aug 1986 None
Terence Donald Murphy Director Nov 1937 11 Aug 1986 1 other company
Marie Murphy Director Sep 1966 14 Apr 2003 None
Damian Francis Murphy Secretary Not published 26 Sep 2011 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2024Abridged accountsNot audited

Net assets

£248k

+32% from £187k

Cash at bank

£1.06m

+39% from £761k

Employees (average)

20

−13% from 23

Owed within a year

£934k

+59% from £587k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI019730. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Terra Travel’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2018

17 July 2018

  • Damian Murphy stopped being a part-owner
  • Marie Metcalfe stopped being a part-owner

Companies House

2017

31 January 2017

  • Damian Murphy became a part-owner (25–50% of shares)
  • Marie Metcalfe became a part-owner (25–50% of shares)

Companies House

2015

27 February 2015

  • Changed its registered name from "Terra Travel Ltd"

FCA register

2008

28 November 2008

  • Became an introducer appointed representative

FCA register

1986

11 August 1986

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms like Terra Travel

Other firms of the same type (insurance broker), nearest first.

In Craigavon

Heather McKenzieCraigavonAppointed representativeA B M MacAuley, J Laverty & G StewartCraigavonAppointed representativeAlan Brown & Co (NI) LtdCraigavonAuthorisedCredit Risk Brokers LimitedCraigavonAuthorisedIndependent Healthcare Solutions (N.i.) LimitedCraigavonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Terra Travel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Terra Travel Limited FCA authorised?
Terra Travel Limited (FRN 492109) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Terra Travel?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Terra Travel Limited (FRN 492109) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Terra Travel. Example: if Terra Travel refers you to a financial adviser, the advice should come from the principal firm, not from Terra Travel itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Terra Travel’s phone number and website?
The FCA register lists the phone number 028 3832 7222 and the website terratravel.co.uk for Terra Travel. If you were given different contact details, use these to check with the firm before going any further.
Is Terra Travel a scam or clone?
Terra Travel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Terra Travel?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Terra Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Terra Travel?
Companies House lists no one with significant control of Terra Travel now. Before that, it was controlled by Ms Marie Metcalfe and Mr Damian Murphy.
Who runs Terra Travel?
Companies House lists 4 directors of Terra Travel: Terence Murphy, Damian Francis Murphy, Terence Donald Murphy and Marie Murphy.
How long has Terra Travel been in business?
The company was formed on 11 August 1986.
What do Terra Travel’s latest accounts show?
Its latest accounts, to 31 August 2024, show net assets of £248k (+32% from £187k) and cash at bank of £1.06m (+39% from £761k).
Does Terra Travel use any other names?
It has previously used the name Terra Travel Ltd.

Sources and links

The full report on Terra Travel Limited

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