Henley Financial Services Ltd

Reference number: 963848

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Henley Financial Services Ltd (FRN 963848) introduces customers to Optimise Finance Limited (FRN 724841). Any regulated advice or arranging is done by the principal, not Henley Financial Services.
  • Example: if Henley Financial Services refers you to a financial adviser, the advice should come from the principal firm, not from Henley Financial Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When henleyfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07984 883054 is
  • Who else gives the postcode SK4 3NZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Optimise Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company name
HENLEY FINANCIAL SERVICES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
3 June 2019 (7 years old)
Registered office
140 Great King Street, Macclesfield, SK11 6PR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mike Sinacola Director May 1985 14 Dec 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

−£9,849

Down £320 from −£9,529

Employees (average)

1

Same as 1

Owed within a year

£9,549

<1% from £9,530

Net assets are negative: on its last balance sheet the company owed £9,849 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12028369. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Henley Financial Services’s history from the FCA register and Companies House, newest first.

2023

14 December 2023

  • Board replaced: its only director left and a new director took over
  • Jonathan Michael Walden gave up control
  • Mike Sinacola took control (75–100% of shares)

Companies House

2021

10 November 2021

  • Became an introducer appointed representative

FCA register

2019

3 June 2019

  • Incorporated at Companies House
  • Jonathan Michael Walden took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Henley Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Henley Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Henley Financial Services Ltd FCA authorised?
Henley Financial Services Ltd (FRN 963848) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Henley Financial Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Henley Financial Services Ltd (FRN 963848) introduces customers to Optimise Finance Limited (FRN 724841). Any regulated advice or arranging is done by the principal, not Henley Financial Services. Example: if Henley Financial Services refers you to a financial adviser, the advice should come from the principal firm, not from Henley Financial Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Henley Financial Services’ phone number and website?
The FCA register lists the phone number 07984 883054 and the website henleyfinancial.co.uk for Henley Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Henley Financial Services a scam or clone?
Henley Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Henley Financial Services?
Protection works through Optimise Finance Limited, the principal firm responsible for Henley Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Henley Financial Services?
Companies House lists one person with significant control of Henley Financial Services: Mr Mike Sinacola (75–100% of shares). Before that, it was controlled by Mr Jonathan Michael Walden.
Who runs Henley Financial Services?
Companies House lists one director of Henley Financial Services: Mike Sinacola.
How long has Henley Financial Services been in business?
The company was formed on 3 June 2019.
What do Henley Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£9,849 (down £320 from −£9,529).

Sources and links

The full report on Henley Financial Services Ltd

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