Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 June 2025
- Confirmation statement is overdue at Companies House
- Its whole board of directors changed in December 2023
- On its latest accounts it owed £9,849 more than it owned
Responsible principal firm
Optimise Finance Limited Reference number: 724841 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Henley Financial Services Ltd (FRN 963848) introduces customers to Optimise Finance Limited (FRN 724841). Any regulated advice or arranging is done by the principal, not Henley Financial Services.
- Example: if Henley Financial Services refers you to a financial adviser, the advice should come from the principal firm, not from Henley Financial Services itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
72 Whitehurst Road, Stockport, SK4 3NZ, United Kingdom
In the full report: 3 background checks
- When henleyfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 07984 883054 is
- Who else gives the postcode SK4 3NZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optimise Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company name
- HENLEY FINANCIAL SERVICES LIMITED
- Company number
- 12028369 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 June 2019 (7 years old)
- Registered office
- 140 Great King Street, Macclesfield, SK11 6PR, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mike Sinacola | Director | May 1985 | 14 Dec 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
−£9,849
Down £320 from −£9,529
Employees (average)
1
Same as 1
Owed within a year
£9,549
<1% from £9,530
Net assets are negative: on its last balance sheet the company owed £9,849 more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12028369. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Henley Financial Services’s history from the FCA register and Companies House, newest first.
2023
14 December 2023
- Board replaced: its only director left and a new director took over
- Jonathan Michael Walden gave up control
- Mike Sinacola took control (75–100% of shares)
Companies House
2021
10 November 2021
- Became an introducer appointed representative
FCA register
2019
3 June 2019
- Incorporated at Companies House
- Jonathan Michael Walden took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like Henley Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Stockport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Henley Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk