Hereford Cathedral School: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 1986

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
HEREFORD CATHEDRAL SCHOOL (FRN 1036892) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not HEREFORD CATHEDRAL SCHOOL.
Example: if HEREFORD CATHEDRAL SCHOOL refers you to a financial adviser, the advice should come from the principal firm, not from HEREFORD CATHEDRAL SCHOOL itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

herefordcs.com (opens in a new tab)
Phone number

01432 363511
Address

The Old Deanery, Cathedral Close, Hereford, Herefordshire, County Of, HR1 2NG, United Kingdom

In the full report: 3 background checks

When herefordcs.com first appeared online, and whether it can receive email
What kind of line 01432 363511 is
Who else gives the postcode HR1 2NG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02081261 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 5 December 1986 (39 years old)
Registered office: Old Deanery, The Cathedral Close, Hereford, Herefordshire, HR1 2NG
Nature of business: Pre-primary education (SIC 85100)
Primary education (SIC 85200)
General secondary education (SIC 85310)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Terence Teale	Director	Dec 1971	25 Mar 2011	9 other companies
Jonathan Richard Sheldon	Director	Sep 1955	18 Mar 2016	8 other companies
Jacqueline Margaret Millar	Director	Mar 1962	21 Nov 2019	2 other companies
Christian Spencer Malcomson Jones	Director	Apr 1963	4 Jul 2020	2 other companies
Jacquelyne Rebecca Deval-Reed	Director	Oct 1963	26 Nov 2021	1 other company
Nicholas Gerard Lowton	Director	Sep 1953	25 Mar 2022	2 other companies
Lorraine Michaela Atkins	Director	Jun 1966	6 Sep 2023	2 other companies
Sarah Jayne Hitt (Dr)	Director	Sep 1978	18 Sep 2024	1 other company
David Wallace Ballintine Snow	Director	Apr 1961	10 Oct 2024	25 other companies
Julian Philip Palmer	Director	Nov 1968	28 Mar 2025	59 other companies
Timothy James Evans	Director	Nov 1963	1 May 2025	10 other companies
Michele Louise Lewis	Director	Aug 1979	18 Aug 2025	1 other company
Fiona Jane Butler	Director	Sep 1965	8 Dec 2025	2 other companies
Patrick Lyons Jerram	Secretary	Not published	13 Dec 2023	–

Other companies run by these 13 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 112
closed down: 67
went insolvent: 3

In the full report: all 112 companies, named

What each company does, and whether it is still trading
Which of these 13 directors sit on each board, and since when
The 3 that went into liquidation or administration
The one on the FCA register
The 2 companies these 13 directors run together
All 68 people who have ever been directors, with their dates

Key dates in its history

Hereford Cathedral School’s history from the FCA register and Companies House, newest first.

Key events (2) All events (119)

2025

4 July 2025

Became an introducer appointed representative

FCA register

1986

5 December 1986

Incorporated at Companies House

Companies House

In the full report: all 119 events

All 119 events in its history (2 shown here)
Every director appointment and resignation: 117

Firms connected to Hereford Cathedral School

Other FCA-listed firms that share a director, phone number or address with Hereford Cathedral School. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Hereford Cathedral School

Other firms of the same type (credit broker), nearest first.

In Hereford

Beacon Associates UK LtdHerefordAppointed representative Mark BunnHerefordAppointed representative The Saoirse Group LtdHerefordAppointed representative Hereford VE LimitedHerefordAppointed representative Shires Gas Services LimitedHerefordAppointed representative Sidney Phillips LtdHerefordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hereford Cathedral School

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

112 other companies its directors have run, named
3 background checks on its contact details
All 119 events in its history

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Frequently asked questions about this firm

Is Hereford Cathedral School FCA authorised?

Hereford Cathedral School (FRN 1036892) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Hereford Cathedral School?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Hereford Cathedral School (FRN 1036892) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Hereford Cathedral School. Example: if Hereford Cathedral School refers you to a financial adviser, the advice should come from the principal firm, not from Hereford Cathedral School itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Hereford Cathedral School’s phone number and website?

The FCA register lists the phone number 01432 363511 and the website herefordcs.com for Hereford Cathedral School. If you were given different contact details, use these to check with the firm before going any further.

Is Hereford Cathedral School a scam or clone?

Hereford Cathedral School is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Hereford Cathedral School?

Protection works through Premium Credit Limited, the principal firm responsible for Hereford Cathedral School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Hereford Cathedral School?

Companies House lists 13 directors of Hereford Cathedral School: Andrew Terence Teale, Jonathan Richard Sheldon, Jacqueline Margaret Millar, Christian Spencer Malcomson Jones, Jacquelyne Rebecca Deval-Reed, Nicholas Gerard Lowton and 7 more.

How long has Hereford Cathedral School been in business?

The company was formed on 5 December 1986.