Hertfordshire Chamber of Commerce

Reference number: 194864

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Hertfordshire Chamber of Commerce (FRN 194864) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Hertfordshire Chamber of Commerce.
  • Example: if Hertfordshire Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Hertfordshire Chamber of Commerce itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hertschamber.com first appeared online, and whether it can receive email
  • What kind of line 01707 502180 is
  • Who else gives the postcode AL9 5AD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Hertfordshire Chamber of Commerce & Industry Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01026468
Company status
Active
Company type
Private company limited by guarantee
Incorporated
6 October 1971 (55 years old)
Registered office
York House, Salisbury Square, Old Hatfield, Herts, AL9 5AD, England
Nature of business
  • Activities of professional membership organisations (SIC 94120)

Directors and company secretaries

Name Role Born Appointed Other companies
Perry Jackson Director Jun 1967 9 Feb 2015 1 other company
Colin Spiller Director Aug 1950 10 Feb 2020 4 other companies
Jacqueline Lee Button Director Feb 1971 21 Jun 2021 2 other companies
Damian Robert Ward Director Sep 1971 5 Sep 2022 3 other companies
Robert David Hill Director May 1972 5 Sep 2022 3 other companies
Bindiya Verma Director Aug 1968 3 Mar 2025 None
Daniel Alexander Martin Director Apr 1977 25 May 2026 8 other companies

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
5
still active
16

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 87 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsAudited

Total equity

£136k

−50% from £270k

Cash at bank

£447k

−22% from £571k

Employees (average)

15

Same as 15

Owed within a year

£496k

+7.5% from £461k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01026468. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hertfordshire Chamber of Commerce’s history from the FCA register and Companies House, newest first.

Key events (3) All events (159)

2021

1 February 2021

  • Changed its registered name from "Hertfordshire Chamber of Commerce & Industry"

FCA register

2001

31 January 2001

  • Became an introducer appointed representative

FCA register

1971

6 October 1971

  • Incorporated at Companies House

Companies House

In the full report: all 159 events

  • All 159 events in its history (3 shown here)
  • Every director appointment and resignation: 154
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Firms like Hertfordshire Chamber of Commerce

Other firms of the same type (insurance broker), nearest first.

In the St Albans (AL) postcode area

J C Langley & C M G PlattHarpendenAppointed representativeHertfordshire Police FederationWelwyn Garden CityAppointed representativeTaxAssist Accountants (B&H) LimitedHarpendenAppointed representativeAngela & Geoff Wall (t/a The Wall Partnership)HatfieldAppointed representativeBakers, Food & Allied Workers' UnionWelwyn Garden CityAppointed representativeBishopsgate Insurance Group LtdWelwyn Garden CityAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hertfordshire Chamber of Commerce

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 159 events in its history

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Frequently asked questions about this firm

Is Hertfordshire Chamber of Commerce FCA authorised?
Hertfordshire Chamber of Commerce (FRN 194864) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Hertfordshire Chamber of Commerce?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Hertfordshire Chamber of Commerce (FRN 194864) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Hertfordshire Chamber of Commerce. Example: if Hertfordshire Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Hertfordshire Chamber of Commerce itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hertfordshire Chamber of Commerce’s phone number and website?
The FCA register lists the phone number 01707 502180 and the website hertschamber.com for Hertfordshire Chamber of Commerce. If you were given different contact details, use these to check with the firm before going any further.
Is Hertfordshire Chamber of Commerce a scam or clone?
Hertfordshire Chamber of Commerce is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hertfordshire Chamber of Commerce?
Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for Hertfordshire Chamber of Commerce's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Hertfordshire Chamber of Commerce?
Companies House lists 7 directors of Hertfordshire Chamber of Commerce: Perry Jackson, Colin Spiller, Jacqueline Lee Button, Damian Robert Ward, Robert David Hill, Bindiya Verma and 1 more.
How long has Hertfordshire Chamber of Commerce been in business?
The company was formed on 6 October 1971.
What do Hertfordshire Chamber of Commerce’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £136k (−50% from £270k) and cash at bank of £447k (−22% from £571k).
Does Hertfordshire Chamber of Commerce use any other names?
It has previously used the name Hertfordshire Chamber of Commerce & Industry.

Sources and links

The full report on Hertfordshire Chamber of Commerce

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