Hgv Training Services Limited

Reference number: 987315

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • HGV TRAINING SERVICES LIMITED (FRN 987315) introduces customers to NewDay Cards Ltd (FRN 682417). Any regulated advice or arranging is done by the principal, not HGV TRAINING SERVICES.
  • Example: if HGV TRAINING SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from HGV TRAINING SERVICES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When hgvt.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 060 2804 is
  • Who else gives the postcode NW5 2SB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HGVT Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through NewDay Cards Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 October 2015 (11 years old)
Registered office
Unit 5 Apollo Studios, Charlton Kings Road, London, NW5 2SB, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
James Alexander Clifford Director Jun 1975 27 Mar 2026 6 other companies
Ben Elliot Bristow Director Jun 1981 16 Sep 2026 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
went insolvent
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

18 months to 30 September 2025Full accountsAudited

Turnover

£17.0m

Not compared: the previous accounts cover a different length of time

Profit before tax

−£187k

Not compared: the previous accounts cover a different length of time

Net assets

£428k

−66% from £1.27m

Cash at bank

£2.86m

+46% from £1.97m

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09820295. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hgv Training Services’s history from the FCA register and Companies House, newest first.

2026

27 April 2026

  • Gary Marc Benardout stopped being a part-owner
  • Insite Training Services Ltd took control (75–100% of shares)
  • James Alexander Clifford stopped being a part-owner

Companies House

2022

18 November 2022

  • Became an introducer appointed representative

FCA register

2021

1 February 2021

  • Board replaced: its only director left and a new director took over

Companies House

2016

6 April 2016

  • Gary Marc Benardout became a part-owner (25–50% of shares)
  • James Alexander Clifford became a part-owner (25–50% of shares)

Companies House

2015

12 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like Hgv Training Services

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hgv Training Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Hgv Training Services Limited FCA authorised?
Hgv Training Services Limited (FRN 987315) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Hgv Training Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Hgv Training Services Limited (FRN 987315) introduces customers to NewDay Cards Ltd (FRN 682417). Any regulated advice or arranging is done by the principal, not Hgv Training Services. Example: if Hgv Training Services refers you to a financial adviser, the advice should come from the principal firm, not from Hgv Training Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hgv Training Services’ phone number and website?
The FCA register lists the phone number 0333 060 2804 and the website hgvt.co.uk for Hgv Training Services. If you were given different contact details, use these to check with the firm before going any further.
Is Hgv Training Services a scam or clone?
Hgv Training Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hgv Training Services?
Protection works through NewDay Cards Ltd, the principal firm responsible for Hgv Training Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hgv Training Services?
Hgv Training Services is owned by Insite Training Services Ltd, which holds 75–100% of shares and 75–100% of votes, since 27 April 2026. Before that, it was controlled by Mr Gary Marc Benardout and Mr James Alexander Clifford.
Who runs Hgv Training Services?
Companies House lists 2 directors of Hgv Training Services: James Alexander Clifford and Ben Elliot Bristow.
How long has Hgv Training Services been in business?
The company was formed on 12 October 2015.
What do Hgv Training Services’ latest accounts show?
Its latest accounts, to 30 September 2025, show turnover of £17.0m (not compared: the previous accounts cover a different length of time) and profit before tax of −£187k (not compared: the previous accounts cover a different length of time).
Does Hgv Training Services use any other names?
It trades as HGVT.

Sources and links

The full report on Hgv Training Services Limited

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