HiFX Europe Limited

Reference number: 1023110

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

HiFM Limited Reference number: 446302 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • HiFX Europe Limited (FRN 1023110) introduces customers to HiFM Limited (FRN 446302). Any regulated advice or arranging is done by the principal, not HiFX Europe.
  • Example: if HiFX Europe refers you to a financial adviser, the advice should come from the principal firm, not from HiFX Europe itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When xe.com first appeared online, and whether it can receive email
  • What kind of line 01753 252360 is
  • Who else gives the postcode RG12 1WA
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • XE Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HiFM Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03517451
Company status
Active
Company type
Private limited company
Incorporated
26 February 1998 (28 years old)
Registered office
1 Arlington Square, Downshire Way, Bracknell, RG12 1WA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Juan Cristobal Bianchi Director Feb 1971 13 Jan 2015 1 other company
Darren David Hutchinson Director Sep 1979 30 Sep 2025 3 other companies
Nicolas Jaramillo Director Apr 1983 24 Sep 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 25 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

HiFX Europe’s history from the FCA register and Companies House, newest first.

Key events (7) All events (53)

2025

31 July 2025

  • Eft Services Holding B.V. gave up control
  • Eft Services Holding B.V. took control (75–100% of shares)
  • Euronet (London) UK Holdings Limited gave up control
  • Euronet Worldwide, Inc. took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Euronet (London) UK Holdings Limited took control (75–100% of shares)

Companies House

2007

23 April 2007

  • Became an introducer appointed representative

FCA register

1998

26 February 1998

  • Incorporated at Companies House

Companies House

In the full report: all 53 events

  • All 53 events in its history (7 shown here)
  • Every director appointment and resignation: 45
Instant PDF download

Get the full report on HiFX Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 53 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is HiFX Europe Limited FCA authorised?
HiFX Europe Limited (FRN 1023110) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for HiFX Europe?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. HiFX Europe Limited (FRN 1023110) introduces customers to HiFM Limited (FRN 446302). Any regulated advice or arranging is done by the principal, not HiFX Europe. Example: if HiFX Europe refers you to a financial adviser, the advice should come from the principal firm, not from HiFX Europe itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HiFX Europe’s phone number and website?
The FCA register lists the phone number 01753 252360 and the website xe.com for HiFX Europe. If you were given different contact details, use these to check with the firm before going any further.
Is HiFX Europe a scam or clone?
HiFX Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HiFX Europe?
Protection works through HiFM Limited, the principal firm responsible for HiFX Europe's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HiFX Europe?
HiFX Europe is owned by Euronet Worldwide, Inc., which holds 75–100% of shares, since 31 July 2025. Before that, it was controlled by Eft Services Holding B.V. and Euronet (London) UK Holdings Limited.
Who runs HiFX Europe?
Companies House lists 3 directors of HiFX Europe: Juan Cristobal Bianchi, Darren David Hutchinson and Nicolas Jaramillo.
How long has HiFX Europe been in business?
The company was formed on 26 February 1998.
Does HiFX Europe use any other names?
It trades as XE.

Sources and links

The full report on HiFX Europe Limited

£19.99 · Instant PDF download

Loading secure checkout…