HiFX Europe Limited

Reference number: 462444

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When xe.com first appeared online, and whether it can receive email
  • What kind of line 01753 441844 is, and the other firm that gives it
  • Who else gives the postcode RG12 1WA
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • XE Trading name
  • HiFX PLC Former name
  • Trading as Xe Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03517451
Company status
Active
Company type
Private limited company
Incorporated
26 February 1998 (28 years old)
Registered office
1 Arlington Square, Downshire Way, Bracknell, RG12 1WA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Juan Cristobal Bianchi Director Feb 1971 13 Jan 2015 1 other company
Darren David Hutchinson Director Sep 1979 30 Sep 2025 3 other companies
Nicolas Jaramillo Director Apr 1983 24 Sep 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 25 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

HiFX Europe’s history from the FCA register and Companies House, newest first.

Key events (11) All events (60)

2025

31 July 2025

  • Eft Services Holding B.V. gave up control
  • Eft Services Holding B.V. took control (75–100% of shares)
  • Euronet (London) UK Holdings Limited gave up control
  • Euronet Worldwide, Inc. took control (75–100% of shares)

Companies House

2018

13 January 2018

  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Euronet (London) UK Holdings Limited took control (75–100% of shares)

Companies House

2014

1 August 2014

  • Changed its registered name from "HiFX PLC"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

28 September 2009

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

1998

26 February 1998

  • Incorporated at Companies House

Companies House

In the full report: all 60 events

  • All 60 events in its history (11 shown here)
  • Every director appointment and resignation: 45
Instant PDF download

Firms connected to HiFX Europe

Other FCA-listed firms that share a director, phone number or address with HiFX Europe. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like HiFX Europe

Other firms of the same type (payment or money transfer firm), nearest first.

In the Reading (RG) postcode area

Bottomline Payment Services LimitedReadingAuthorisedAccess Finance LimitedAldermastonRegisteredAfrikmoney LtdReadingRegisteredJuni Holdings Inc LtdReadingRegisteredKwik Transfer LtdReadingRegisteredLKS Global LtdBasingstokeRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HiFX Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 60 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is HiFX Europe Limited FCA authorised?
Yes, HiFX Europe Limited (FRN 462444) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is HiFX Europe’s phone number and website?
The FCA register lists the phone number 01753 441844 and the website xe.com for HiFX Europe. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is HiFX Europe a scam or clone?
HiFX Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HiFX Europe?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about HiFX Europe to the Financial Ombudsman Service, free of charge.
Who owns HiFX Europe?
HiFX Europe is owned by Euronet Worldwide, Inc., which holds 75–100% of shares, since 31 July 2025. Before that, it was controlled by Eft Services Holding B.V. and Euronet (London) UK Holdings Limited.
Who runs HiFX Europe?
Companies House lists 3 directors of HiFX Europe: Juan Cristobal Bianchi, Darren David Hutchinson and Nicolas Jaramillo.
How long has HiFX Europe been in business?
The company was formed on 26 February 1998, and has held its current FCA authorisation since January 2018.
Does HiFX Europe use any other names?
It trades as XE. It has previously used 2 other names: HiFX PLC and Trading as Xe.

Sources and links

The full report on HiFX Europe Limited

£19.99 · Instant PDF download

Loading secure checkout…