Hine Insurance Brokers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2001
Accounts filed up to 28 February 2022
Accounts are overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

hine.uk (opens in a new tab)
Phone number

0161 438 0000
Address

79-81 School Lane, Manchester, Lancashire, M20 6WN, United Kingdom

In the full report: 3 background checks

When hine.uk first appeared online, and whether it can receive email
What kind of line 0161 438 0000 is
Who else gives the postcode M20 6WN

Other names (5)

If you were contacted under any of these names, it is this firm.

Hine Trading name: A name it trades under now.
Hine Bridal Trading name: A name it trades under now.
Hine Chartered Insurance Brokers Trading name: A name it trades under now.
insurancebroker.co.uk Trading name: A name it trades under now.
Carter Brown Insurance Brokers Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 04340771 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 December 2001 (24 years old)
Registered office: 9th Floor 40 Leadenhall Street, London, EC3A 2BJ, United Kingdom
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Andrew Hine	Director	Feb 1971	14 Dec 2001	2 other companies
Christopher James Redmond	Director	Jul 1981	1 Oct 2025	11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 3
are FCA-registered: 3

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
All 9 people who have ever been directors, with their dates

Filed accounts and finances

Year to 28 February 2022Abridged accountsNot audited

Net assets

£116k

+14% from £101k

Cash at bank

£172k

−7.3% from £186k

Employees (average)

12

+9.1% from 11

Owed within a year

£117k

−19% from £144k

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04340771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hine Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (28)

2016

14 December 2016

Hine Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2001

14 December 2001

Incorporated at Companies House

Companies House

In the full report: all 28 events

All 28 events in its history (5 shown here)
Every director appointment and resignation: 14

Firms connected to Hine Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Hine Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3

In the full report: all 3 connected firms, named

How each is linked: shared directors (3)
Who links each one: the named directors, with dates

Firms like Hine Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hine Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
All 28 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hine Insurance Brokers Limited FCA authorised?

Yes, Hine Insurance Brokers Limited (FRN 306993) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Hine Insurance Brokers’ phone number and website?

The FCA register lists the phone number 0161 438 0000 and the website hine.uk for Hine Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.

Is Hine Insurance Brokers a scam or clone?

Hine Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Hine Insurance Brokers?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hine Insurance Brokers to the Financial Ombudsman Service, free of charge.

Who owns Hine Insurance Brokers?

Hine Insurance Brokers is owned by Hine Holdings Limited, which holds 75–100% of shares, since 14 December 2016.

Who runs Hine Insurance Brokers?

Companies House lists 2 directors of Hine Insurance Brokers: Paul Andrew Hine and Christopher James Redmond.

How long has Hine Insurance Brokers been in business?

The company was formed on 14 December 2001, and has held its current FCA authorisation since January 2005.

What do Hine Insurance Brokers’ latest accounts show?

Its latest accounts, to 28 February 2022, show net assets of £116k (+14% from £101k) and cash at bank of £172k (−7.3% from £186k). Its accounts are overdue at Companies House.

Does Hine Insurance Brokers use any other names?

It trades as Hine, Hine Bridal, Hine Chartered Insurance Brokers and insurancebroker.co.uk. It has previously used the name Carter Brown Insurance Brokers.