Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 March 2026
Responsible principal firm
Independent Warranty Reference number: 305650 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Home Improvement Protection Ltd (FRN 498697) is an AR of Independent Warranty (FRN 305650). When you use Home Improvement Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Home Improvement Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
51 Derngate, Northampton, Northamptonshire, NN1 1UE, United Kingdom
In the full report: 1 background check
- Who else gives the postcode NN1 1UE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Independent Warranty, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06847019 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 March 2009 (17 years old)
- Registered office
- Derngate Mews, Derngate, Northampton, NN1 1UE
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alex Seaman | Director | Jun 1980 | 28 May 2021 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Employees (average)
3
+200% from 1
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06847019. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Home Improvement Protection’s history from the FCA register and Companies House, newest first.
2021
28 May 2021
- Board replaced: its only director left and a new director took over
- David Peter Falck stopped being a part-owner
Companies House
2018
14 September 2018
- Alex Seaman became a part-owner (25–50% of shares)
- Justin Marcus Bourner stopped being a part-owner
Companies House
2016
6 April 2016
- David Peter Falck became a part-owner (25–50% of shares)
- Justin Marcus Bourner became a part-owner (25–50% of shares)
- Roy Hodgson became a part-owner (25–50% of shares)
- Sarah Wallis became a part-owner (25–50% of shares)
Companies House
2009
1 April 2009
- Became an appointed representative
FCA register
16 March 2009
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (10 shown here)
- Every director appointment and resignation: 5
Firms like Home Improvement Protection
Other firms of the same type (insurance broker), nearest first.
In Northampton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Home Improvement Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 1 background check on its contact details
- 7 years of accounts, charted
- All 15 events in its history
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Frequently asked questions about this firm
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What does appointed representative mean for Home Improvement Protection?
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Who runs Home Improvement Protection?
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What do Home Improvement Protection’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk