Homebound FAS Limited

Reference number: 979416

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Homebound FAS Limited (FRN 979416) is an AR of Consumer Credit Compliance Limited (FRN 631736). When you use Homebound FAS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Homebound FAS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When homebound.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3974 2095 is
  • Who else gives the postcode CR4 4HR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Homebound Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Consumer Credit Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 April 2020 (6 years old)
Registered office
42 Wates Way, Mitcham, CR4 4HR, England
Nature of business
  • Renting and leasing of other personal and household goods (SIC 77299)

Directors and company secretaries

Name Role Born Appointed Other companies
Bradley Roy Hornby Director Mar 1987 27 Apr 2020 None
Oscar Lie Director Oct 1990 27 Apr 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£456k

+76% from £259k

Cash at bank

£453k

+284% from £118k

Employees (average)

10

+100% from 5

Owed within a year

£786k

+64% from £478k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12574064. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Homebound FAS’s history from the FCA register and Companies House, newest first.

2022

20 July 2022

  • Became an appointed representative

FCA register

2020

27 April 2020

  • Incorporated at Companies House
  • Bradley Roy Hornby became a part-owner (25–50% of shares)
  • Oscar Lie became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Homebound FAS

Other firms of the same type (insurance broker), nearest first.

In the Croydon (CR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Homebound FAS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Homebound FAS Limited FCA authorised?
Homebound FAS Limited (FRN 979416) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Homebound FAS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Homebound FAS Limited (FRN 979416) is an AR of Consumer Credit Compliance Limited (FRN 631736). When you use Homebound FAS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Homebound FAS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Homebound FAS’ phone number and website?
The FCA register lists the phone number 020 3974 2095 and the website homebound.co.uk for Homebound FAS. If you were given different contact details, use these to check with the firm before going any further.
Is Homebound FAS a scam or clone?
Homebound FAS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Homebound FAS?
Protection works through Consumer Credit Compliance Limited, the principal firm responsible for Homebound FAS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Homebound FAS?
Companies House lists 2 people with significant control of Homebound FAS: Mr Bradley Roy Hornby (25–50% of shares) and Mr Oscar Lie (25–50% of shares).
Who runs Homebound FAS?
Companies House lists 2 directors of Homebound FAS: Bradley Roy Hornby and Oscar Lie.
How long has Homebound FAS been in business?
The company was formed on 27 April 2020.
What do Homebound FAS’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £456k (+76% from £259k) and cash at bank of £453k (+284% from £118k).
Does Homebound FAS use any other names?
It trades as Homebound.

Sources and links

The full report on Homebound FAS Limited

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