Honda Finance Europe PLC: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1996

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

honda.co.uk (opens in a new tab)
Phone number

01344 888000
Address

Cain Road, Bracknell, Berkshire, RG12 1HL, United Kingdom

In the full report: 3 background checks

When honda.co.uk first appeared online, and whether it can receive email
What kind of line 01344 888000 is
Who else gives the postcode RG12 1HL

Other names (3)

If you were contacted under any of these names, it is this firm.

Honda Financial Services Trading name: A name it trades under now.
Honda Bank Germany Former trading name: A name it used to trade under.
Honda Contract Hire Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Adjusting
Debt-counselling
Entering into Regulated Consumer Hire Agreements as owner
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03289418 (opens Companies House in a new tab)
Company status: Active
Company type: Public limited company
Incorporated: 4 December 1996 (29 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Howells	Director	Jan 1962	1 Apr 2018	17 other companies
Richard Martin Newman Winter	Director	Feb 1969	1 Apr 2021	1 other company
Toshikatsu Okayama	Director	May 1970	1 Apr 2024	None
Joseph Crump	Director	Dec 1968	23 May 2024	None
Kiyoshi Hirose	Director	Mar 1971	30 May 2025	1 other company
Ian Howells	Secretary	Not published	17 Apr 2009	17 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 19
closed down: 11
went insolvent: 1

In the full report: all 19 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
The one that went into liquidation or administration
The one on the FCA register
All 37 people who have ever been directors, with their dates

Key dates in its history

Honda Finance Europe’s history from the FCA register and Companies House, newest first.

Key events (5) All events (82)

2016

6 April 2016

Honda Motor Europe Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register · Companies House

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1996

4 December 1996

Incorporated at Companies House

Companies House

In the full report: all 82 events

All 82 events in its history (5 shown here)
Every director appointment and resignation: 69

Firms connected to Honda Finance Europe

Other FCA-listed firms that share a director, phone number or address with Honda Finance Europe. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Honda Finance Europe

Other firms of the same type (lender), nearest first.

In Bracknell

Fp Mailing (Hcs) LimitedBracknellAuthorised Oaktree Garden Centre Online LimitedBracknellAuthorised

In the Reading (RG) postcode area

Virgin Media Mobile Finance LimitedReadingAuthorised Automobile Association Insurance Services LimitedBasingstokeAuthorised Investec Asset Finance PLCReadingAuthorised Kion Financial Services LimitedBasingstokeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Honda Finance Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

19 other companies its directors have run, named
3 background checks on its contact details
All 82 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Honda Finance Europe PLC FCA authorised?

Yes, Honda Finance Europe PLC (FRN 312541) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.

What is Honda Finance Europe’s phone number and website?

The FCA register lists the phone number 01344 888000 and the website honda.co.uk for Honda Finance Europe. If you were given different contact details, use these to check with the firm before going any further.

Is Honda Finance Europe a scam or clone?

Honda Finance Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Honda Finance Europe?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Honda Finance Europe to the Financial Ombudsman Service, free of charge.

Who owns Honda Finance Europe?

Honda Finance Europe is owned by Honda Motor Europe Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Honda Finance Europe?

Companies House lists 5 directors of Honda Finance Europe: Ian Howells, Richard Martin Newman Winter, Toshikatsu Okayama, Joseph Crump and Kiyoshi Hirose.

How long has Honda Finance Europe been in business?

The company was formed on 4 December 1996, and has held its current FCA authorisation since January 2005.

Does Honda Finance Europe use any other names?

It trades as Honda Financial Services. It has previously used 2 other names: Honda Bank Germany and Honda Contract Hire.