Horizon Financial Services Ltd

Reference number: 1056784

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Horizon Financial Services Ltd (FRN 1056784) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Horizon Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Horizon Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07459 835341

  • Address

    Unit 13, Bow Court, Fletchworth Gate Industrial Estate, Coventry, Coventry, CV5 6SP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07459 835341 is
  • Who else gives the postcode CV5 6SP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16988882
Company status
Active
Company type
Private limited company
Incorporated
26 January 2026 (less than a year old)
Registered office
Unit 13 Bow Court, Fletchworth Gate Industrial Estate, Coventry, CV5 6SP, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Amitha Johnson Director Oct 1998 26 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Horizon Financial Services’s history from the FCA register and Companies House, newest first.

2026

21 August 2026

  • Became an appointed representative

FCA register

26 January 2026

  • Incorporated at Companies House
  • Amitha Johnson became a part-owner (25–50% of shares)
  • Ribi Sam Varghese became a part-owner (25–50% of shares)
  • Amitha Johnson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Horizon Financial Services

Other FCA-listed firms that share a director, phone number or address with Horizon Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Horizon Financial Services

Other firms of the same type (financial adviser), nearest first.

In Coventry

3DIFS LtdCoventryAppointed representativeCommon Sense Financial Planning LtdCoventryAppointed representativeEdwards Wealth LtdCoventryAppointed representativeGenesis Wealth Creation LimitedCoventryAppointed representativeGodiva Financial Planning LtdCoventryAppointed representativeJalapeno (UK) LimitedCoventryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Horizon Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Horizon Financial Services Ltd FCA authorised?
Horizon Financial Services Ltd (FRN 1056784) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Horizon Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Horizon Financial Services Ltd (FRN 1056784) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Horizon Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Horizon Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Horizon Financial Services’ phone number?
The FCA register lists the phone number 07459 835341 for Horizon Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Horizon Financial Services a scam or clone?
Horizon Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Horizon Financial Services?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Horizon Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Horizon Financial Services?
Companies House lists 2 people with significant control of Horizon Financial Services: Miss Amitha Johnson (25–50% of shares) and Mr Ribi Sam Varghese (25–50% of shares).
Who runs Horizon Financial Services?
Companies House lists one director of Horizon Financial Services: Amitha Johnson.
How long has Horizon Financial Services been in business?
The company was formed on 26 January 2026.

Sources and links

The full report on Horizon Financial Services Ltd

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