Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- 1 thing worth a closer look in the background checks
Responsible principal firm
Howden Insurance Brokers Limited Reference number: 309639 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Howden M&A Limited (FRN 775106) is an AR of Howden Insurance Brokers Limited (FRN 309639). When you use Howden M&A's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Howden M&A, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
One Creechurch Place, London, EC3A 5AF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When howdengroup.com first appeared online, and whether it can receive email
- What kind of line 020 7623 3806 is, and the 7 other firms that give it
- Whether EC3A 5AF is a shared office: 29 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Howden CAP Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10687642 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 March 2017 (9 years old)
- Registered office
- One Creechurch Place, London, EC3A 5AF, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Drew Wardrope | Director | Aug 1981 | 24 Oct 2019 | None |
| Paul Richard Harwood | Director | May 1976 | 7 May 2020 | 9 other companies |
| Andrew Simon Wilson Hall | Director | Jun 1979 | 1 Oct 2020 | 12 other companies |
| Graeme Robert Manning | Secretary | Not published | 14 May 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 19
- closed down
- 5
- went insolvent
- 3
In the full report: all 19 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The 3 that went into liquidation or administration
- The 4 on the FCA register
- The 2 companies these 3 directors run together
- All 14 people who have ever been directors, with their dates
Key dates in its history
Howden M&A’s history from the FCA register and Companies House, newest first.
2024
16 October 2024
- Howdencap Holdings Limited gave up control
- Rkh Group Limited took control (75–100% of shares)
Companies House
2023
3 March 2023
- Howdencap Holdings Limited took control (75–100% of shares)
- Rkh Group Limited gave up control
Companies House
2018
1 October 2018
- Hyperion & Partners Limited stopped being the majority owner
- Rkh Group Limited took control (75–100% of shares)
Companies House
2017
28 March 2017
- Became an appointed representative
FCA register
23 March 2017
- Incorporated at Companies House
- Hyperion & Partners Limited became the majority owner (50–75% of shares)
Companies House
In the full report: all 35 events
- All 35 events in its history (9 shown here)
- Every director appointment and resignation: 25
Firms connected to Howden M&A
Other FCA-listed firms that share a director, phone number or address with Howden M&A. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 9
- share a director
- 3
- share its phone number
- 7
In the full report: all 9 connected firms, named
- How each is linked: shared directors (3), the same phone number (7), the same postcode (8)
- Who links each one: the named directors, with dates
Firms like Howden M&A
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Howden M&A
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 19 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 35 events in its history
- 9 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk