Howden Specialty Agency Luxembourg S.a.r.l

Reference number: 959532

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Howden Insurance Brokers Limited Reference number: 309639 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Howden Specialty Agency Luxembourg S.a.r.l (FRN 959532) is an AR of Howden Insurance Brokers Limited (FRN 309639). When you use Howden Specialty Agency Luxembourg S.a.r.l's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Howden Specialty Agency Luxembourg S.a.r.l, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7623 3806

  • Address

    1 Creechurch Place, London, EC3A 5AF, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 7623 3806 is, and the 7 other firms that give it
  • Whether EC3A 5AF is a shared office: 29 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Bowood Trading name
  • Clinical Trials Trading name
  • Howden Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
HOWDEN SPECIALTY AGENCY LUXEMBOURG S.À.R.L
Company number
BR023405
Company status
Open
Company type
UK establishment of an overseas company
Incorporated
1 January 2021 (5 years old)
Registered office
One Creechurch Place, London, EC3A 5AF

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2021

1 October 2021

  • Became an appointed representative

FCA register

1 January 2021

  • Incorporated at Companies House

Companies House

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share its phone number
7
share its postcode
7

In the full report: all 7 connected firms, named

  • How each is linked: the same phone number (7), the same postcode (7)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (credit broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Howden Specialty Agency Luxembourg S.a.r.l FCA authorised?
Howden Specialty Agency Luxembourg S.a.r.l (FRN 959532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Howden Specialty Agency Luxembourg S.a.r.l?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Howden Specialty Agency Luxembourg S.a.r.l (FRN 959532) is an AR of Howden Insurance Brokers Limited (FRN 309639). When you use Howden Specialty Agency Luxembourg S.a.r.l's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Howden Specialty Agency Luxembourg S.a.r.l, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Howden Specialty Agency Luxembourg S.a.r.l’s phone number?
The FCA register lists the phone number 020 7623 3806 for Howden Specialty Agency Luxembourg S.a.r.l. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is Howden Specialty Agency Luxembourg S.a.r.l a scam or clone?
Howden Specialty Agency Luxembourg S.a.r.l is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howden Specialty Agency Luxembourg S.a.r.l?
Protection works through Howden Insurance Brokers Limited, the principal firm responsible for Howden Specialty Agency Luxembourg S.a.r.l's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
How long has Howden Specialty Agency Luxembourg S.a.r.l been in business?
The company was formed on 1 January 2021. Companies House now lists it as open.
Does Howden Specialty Agency Luxembourg S.a.r.l use any other names?
It trades as Bowood, Clinical Trials and Howden.

Sources and links

The full report on Howden Specialty Agency Luxembourg S.a.r.l

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