HPB Travel Club Limited

Reference number: 466735

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HPB Travel Club Limited (FRN 466735) is an AR of Rush Insurance Services Limited (FRN 714385). When you use HPB Travel Club's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HPB Travel Club, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hpbtravel.co.uk first appeared online, and whether it can receive email
  • What kind of line 01638 674800 is
  • Who else gives the postcode CB8 8EH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Holiday Property Bonds Ltd Former name: A name it was registered under before.
  • HPB Travel Club Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rush Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 February 1986 (40 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
James Christopher Boyce Director Mar 1964 12 Nov 1997 41 other companies
Barnaby Edward Geoffrey Baber Director Jun 1986 1 Jan 2017 2 other companies
Geoffrey Donald Baber Secretary Not published Not published –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
5
are FCA-registered
2

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

HPB Travel Club’s history from the FCA register and Companies House, newest first.

2016

5 December 2016

  • Geoffrey Donald Baber gained significant control
  • James Christopher Boyce gained significant control
  • Robert Gerald Boyce gained significant control

Companies House

6 April 2016

  • Hpb Travel Club Holdings PLC took control (75–100% of shares)

Companies House

2012

28 November 2012

  • Changed its registered name from "HPB Travel Club Ltd"

FCA register

2008

20 February 2008

  • Changed its registered name from "Holiday Property Bonds Ltd"

FCA register

2007

16 April 2007

  • Became an appointed representative

FCA register

1986

21 February 1986

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 11
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Firms connected to HPB Travel Club

Other FCA-listed firms that share a director, phone number or address with HPB Travel Club. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like HPB Travel Club

Other firms of the same type (insurance broker), nearest first.

In Newmarket

In the Cambridge (CB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HPB Travel Club

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 20 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HPB Travel Club Limited FCA authorised?
HPB Travel Club Limited (FRN 466735) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HPB Travel Club?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HPB Travel Club Limited (FRN 466735) is an AR of Rush Insurance Services Limited (FRN 714385). When you use HPB Travel Club's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HPB Travel Club, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HPB Travel Club’s phone number and website?
The FCA register lists the phone number 01638 674800 and the website hpbtravel.co.uk for HPB Travel Club. If you were given different contact details, use these to check with the firm before going any further.
Is HPB Travel Club a scam or clone?
HPB Travel Club is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HPB Travel Club?
Protection works through Rush Insurance Services Limited, the principal firm responsible for HPB Travel Club's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HPB Travel Club?
HPB Travel Club is owned by Hpb Travel Club Holdings PLC, which holds 75–100% of shares, since 6 April 2016.
Who runs HPB Travel Club?
Companies House lists 2 directors of HPB Travel Club: James Christopher Boyce and Barnaby Edward Geoffrey Baber.
How long has HPB Travel Club been in business?
The company was formed on 21 February 1986.
Does HPB Travel Club use any other names?
It has previously used 2 other names: Holiday Property Bonds Ltd and HPB Travel Club Ltd.

Sources and links

The full report on HPB Travel Club Limited

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