Rachel Gemma Scott

Reference number: 407930

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Appointed representative

Rachel Gemma Scott does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rachel Gemma Scott (FRN 407930) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use Rachel Gemma Scott's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rachel Gemma Scott, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nfumutual.co.uk first appeared online, and whether it can receive email
  • What kind of line 01954 210007 is
  • Who else gives the postcode CB23 7PH
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • R G Scott Trading name: A name it trades under now.
  • James Iain Brunswick Former name: A name it was registered under before.
  • James I Brunswick Former name: A name it was registered under before.
  • J I Brunswick & G J Emery Former name: A name it was registered under before.
  • J I Brunswick, G J Emery & J E M Oakes Former name: A name it was registered under before.
  • J I Brunswick & J A Deal Former name: A name it was registered under before.
  • J I Brunswick, J A Deal & R G Scott Former name: A name it was registered under before.
  • J I Brunswick & J E M Oakes Former name: A name it was registered under before.
  • J I Brunswick & J M Risebrow Former name: A name it was registered under before.
  • J I Brunswick, J M Risebrow & S J Gould Former name: A name it was registered under before.
  • J I Brunswick & R G Scott Former name: A name it was registered under before.
  • J I Brunswick & V H Vivers Former name: A name it was registered under before.
  • J M Risebrow Former name: A name it was registered under before.
  • J M Risebrow & S J Gould Former name: A name it was registered under before.
  • Risebrow,Gould & Brewer Former name: A name it was registered under before.
  • J I Brunswick Former trading name: A name it used to trade under.
  • Jim I Brunswick Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Rachel Gemma Scott’s history from the FCA register and Companies House, newest first.

2026

23 April 2026

  • Changed its registered name from "J I Brunswick & R G Scott"

FCA register

2024

14 February 2024

  • Changed its registered name from "J I Brunswick, J A Deal & R G Scott"

FCA register

2023

19 May 2023

  • Changed its registered name from "J I Brunswick & J A Deal"

FCA register

2022

5 August 2022

  • Changed its registered name from "James I Brunswick"

FCA register

2021

31 March 2021

  • Changed its registered name from "J I Brunswick & J E M Oakes"

FCA register

2020

5 December 2020

  • Changed its registered name from "J I Brunswick, G J Emery & J E M Oakes"

FCA register

2019

14 May 2019

  • Changed its registered name from "J I Brunswick & G J Emery"

FCA register

2017

17 August 2017

  • Changed its registered name from "J I Brunswick & V H Vivers"

FCA register

15 May 2017

  • Changed its registered name from "James Iain Brunswick"

FCA register

7 April 2017

  • Changed its registered name from "J I Brunswick & J M Risebrow"

FCA register

2016

1 April 2016

  • Changed its registered name from "J I Brunswick, J M Risebrow & S J Gould"

FCA register

2011

3 October 2011

  • Changed its registered name from "Risebrow,Gould & Brewer"

FCA register

2006

3 November 2006

  • Changed its registered name from "J M Risebrow & S J Gould"

FCA register

11 September 2006

  • Changed its registered name from "J M Risebrow"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

In the full report: all 20 events

  • All 20 events in its history (15 shown here)
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Firms like Rachel Gemma Scott

Other firms of the same type (insurance broker), nearest first.

In the Cambridge (CB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rachel Gemma Scott

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 20 events in its history

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Frequently asked questions about this firm

Is Rachel Gemma Scott FCA authorised?
Rachel Gemma Scott (FRN 407930) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rachel Gemma Scott?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rachel Gemma Scott (FRN 407930) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use Rachel Gemma Scott's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rachel Gemma Scott, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rachel Gemma Scott’s phone number and website?
The FCA register lists the phone number 01954 210007 and the website nfumutual.co.uk/branches/cambridge for Rachel Gemma Scott. If you were given different contact details, use these to check with the firm before going any further.
Is Rachel Gemma Scott a scam or clone?
Rachel Gemma Scott is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rachel Gemma Scott?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for Rachel Gemma Scott's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Rachel Gemma Scott use any other names?
It trades as R G Scott. It has previously used 16 other names, including James Iain Brunswick, James I Brunswick and J I Brunswick & G J Emery.

Sources and links

The full report on Rachel Gemma Scott

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