HSD Mortgages & Protection ltd
Reference number: 1033895
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 August 2025
- On its latest accounts it owed £99 more than it owned
Responsible principal firm
Charles Crown Group Limited Reference number: 774448 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- HSD Mortgages & Protection ltd (FRN 1033895) is an AR of Charles Crown Group Limited (FRN 774448). When you use HSD Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from HSD Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
29 Ernest Webb Drive, Springfield, Chelmsford, Essex, CM1 6HF, United Kingdom
In the full report: 3 background checks
- When hsdmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 07456 685185 is
- Who else gives the postcode CM1 6HF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Charles Crown Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15870633 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 August 2024 (2 years old)
- Registered office
- 29 Ernest Webb Drive, Chelmsford, Essex, CM1 6HF, United Kingdom
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Hasitha Suminda Dissanayake | Director | Jul 1977 | 1 Aug 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£99
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £99 more than it owned.
These accounts were filed as dormant: the company reported no significant trading in the period.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 15870633. Figures are exactly as filed; nothing is estimated.
Key dates in its history
HSD Mortgages & Protection’s history from the FCA register and Companies House, newest first.
2025
2 July 2025
- Became an appointed representative
FCA register
2024
1 August 2024
- Incorporated at Companies House
- Hasitha Suminda Dissanayake took control (75–100% of shares)
- Hasitha Suminda Dissanayake appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like HSD Mortgages & Protection
Other firms of the same type (mortgage adviser or broker), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on HSD Mortgages & Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 4 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is HSD Mortgages & Protection ltd FCA authorised?
What does appointed representative mean for HSD Mortgages & Protection?
What is HSD Mortgages & Protection’s phone number and website?
Is HSD Mortgages & Protection a scam or clone?
Is my money safe with HSD Mortgages & Protection?
Who owns HSD Mortgages & Protection?
Who runs HSD Mortgages & Protection?
How long has HSD Mortgages & Protection been in business?
What do HSD Mortgages & Protection’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk