Appointed representative
John Reynolds does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- John Reynolds (FRN 200202) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use John Reynolds's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from John Reynolds, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
21 Maldon Road, Great Baddow, Chelmsford, CM2 7DW, United Kingdom
In the full report: 2 background checks
- What kind of line 01245 476700 is
- Who else gives the postcode CM2 7DW
Other names (2)
If you were contacted under any of these names, it is this firm.
- John Reynolds Financial Services Trading name: A name it trades under now.
- John Reynolds Financial Services (1605) Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
John Reynolds’s history from the FCA register and Companies House, newest first.
2021
8 November 2021
- Changed its registered name from "John Reynolds Financial Services (1605)"
- Began trading as "John Reynolds Financial Services"
FCA register
1994
13 September 1994
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to John Reynolds
Other FCA-listed firms that share a director, phone number or address with John Reynolds. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like John Reynolds
Other firms of the same type (mortgage adviser or broker), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on John Reynolds
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 3 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is John Reynolds FCA authorised?
What does appointed representative mean for John Reynolds?
What is John Reynolds’ phone number?
Is John Reynolds a scam or clone?
Is my money safe with John Reynolds?
Does John Reynolds use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk