HSL Assured Limited

Reference number: 566875

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HSL Assured Limited (FRN 566875) is an AR of Sesame Limited (FRN 150427). When you use HSL Assured's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HSL Assured, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hsl-assured.com first appeared online, and whether it can receive email
  • What kind of line 020 3468 8911 is
  • Who else gives the postcode E1 8HW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
7 June 2011 (15 years old)
Registered office
2nd Floor 168 Shoreditch High Street, London, E1 6RA, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Deborah Guise Director Dec 1952 7 Jun 2011 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£54.5k

+975% from £5,071

Employees (average)

1

Same as 1

Owed within a year

£115k

+18% from £97.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07660173. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HSL Assured’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Healthscanlife Limited took control (75–100% of shares)

Companies House

2011

19 October 2011

  • Became an appointed representative

FCA register

7 June 2011

  • Incorporated at Companies House
  • Deborah Guise appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like HSL Assured

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HSL Assured

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is HSL Assured Limited FCA authorised?
HSL Assured Limited (FRN 566875) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HSL Assured?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HSL Assured Limited (FRN 566875) is an AR of Sesame Limited (FRN 150427). When you use HSL Assured's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HSL Assured, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HSL Assured’s phone number and website?
The FCA register lists the phone number 020 3468 8911 and the website hsl-assured.com for HSL Assured. If you were given different contact details, use these to check with the firm before going any further.
Is HSL Assured a scam or clone?
HSL Assured is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HSL Assured?
Protection works through Sesame Limited, the principal firm responsible for HSL Assured's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HSL Assured?
HSL Assured is owned by Healthscanlife Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs HSL Assured?
Companies House lists one director of HSL Assured: Deborah Guise.
How long has HSL Assured been in business?
The company was formed on 7 June 2011.
What do HSL Assured’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £54.5k (+975% from £5,071).

Sources and links

The full report on HSL Assured Limited

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