Hughes Insurance Services Limited

Reference number: 305651

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hughesinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 343 8473 is, and the 12 other firms that give it
  • Who else gives the postcode BT23 4WN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • HughesDrive Trading name
  • Hughes Insurance Trading name
  • Vision Underwriting Limited Former name
  • The Vision Group Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary Requirement
    1. The Firm must not, without prior written consent of the FCA, take any steps (whether directly or through any other person) that would result in the total number of in force policies exceeding the policy limit. 2. The Firm must maintain an agreed sum of funds.
  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04451375
Company status
Active
Company type
Private limited company
Incorporated
30 May 2002 (24 years old)
Registered office
Embankment West Tower, 101 Cathedral Approach, Salford, M3 7FB, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Jane Rawlinson Director Sep 1980 6 Feb 2025 36 other companies
Feilim Mackle Director Jul 1967 1 Aug 2025 22 other companies
Tushar Surendra Patel Director Oct 1972 1 Aug 2025 30 other companies
Kartina Tahir Thomson Director May 1976 18 Sep 2025 21 other companies
Mark Winlow Director Apr 1962 2 Jan 2026 None
Christopher James Payne Secretary Not published 31 Dec 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
45
closed down
5
are FCA-registered
16

In the full report: all 45 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 16 on the FCA register
  • The 30 companies these 5 directors run together
  • All 33 people who have ever been directors, with their dates
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Key dates in its history

Hughes Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (49) All events (117)

2026

9 October 2026

  • Atlanta Investment Holdings 2 Limited gave up control
  • Markerstudy Retail Group Limited took control (75–100% of shares)

Companies House

2025

6 October 2025

  • FCA imposed a requirement (Voluntary Requirement)

FCA register

6 February 2025

  • Board replaced: all 5 directors left and 5 new directors took over

Companies House

2024

4 November 2024

  • Atlanta Investment Holdings 2 Limited took control (75–100% of shares)
  • Liberty UK And Europe Holdings Limited gave up control

Companies House

2023

27 September 2023

  • Juan Miguel Estallo Lasheras no longer has significant control
  • Juan Pablo Barahona Flores gained significant control
  • Juan Pablo Barahona Flores no longer has significant control

Companies House

14 March 2023

  • Niall Quinn gained significant control
  • Niall Quinn no longer has significant control

Companies House

2022

23 November 2022

  • Alan John Johnston gained significant control
  • Alan John Johnston no longer has significant control

Companies House

31 October 2022

  • Geoffrey Mark Farmer no longer has significant control

Companies House

21 September 2022

  • Maria Anne Pick gained significant control
  • Maria Anne Pick no longer has significant control

Companies House

28 April 2022

  • Juan Miguel Estallo Lasheras gained significant control

Companies House

13 April 2022

  • James Czapla no longer has significant control

Companies House

4 February 2022

  • Iain Heap no longer has significant control

Companies House

2021

29 September 2021

  • Sarah Anne Balmforth gained significant control
  • Sarah Anne Balmforth no longer has significant control

Companies House

31 March 2021

  • Don Thomas Brennan no longer has significant control

Companies House

2020

9 October 2020

  • Thomas McIlduff no longer has significant control

Companies House

11 February 2020

  • Iain Heap gained significant control

Companies House

29 January 2020

  • Thomas McIlduff gained significant control

Companies House

2018

21 November 2018

  • Don Thomas Brennan gained significant control

Companies House

2 October 2018

  • Annmarie Bernadette McHugh Sonner gained significant control
  • Annmarie Bernadette McHugh Sonner no longer has significant control

Companies House

30 September 2018

  • David James Egan no longer has significant control

Companies House

11 July 2018

  • Derek Quinn no longer has significant control

Companies House

2017

25 October 2017

  • Richard Fulton gained significant control
  • Richard Fulton no longer has significant control

Companies House

22 September 2017

  • David James Egan gained significant control

Companies House

26 June 2017

  • Gareth Michael Brady no longer has significant control

Companies House

11 May 2017

  • Edmund Campion Kenealy no longer has significant control

Companies House

31 March 2017

  • Brian McDowell no longer has significant control

Companies House

14 February 2017

  • James Czapla gained significant control

Companies House

9 February 2017

  • Geoffrey Mark Farmer gained significant control

Companies House

2016

6 April 2016

  • Brian McDowell gained significant control
  • Derek Quinn gained significant control
  • Edmund Campion Kenealy gained significant control
  • Gareth Michael Brady gained significant control
  • Liberty UK And Europe Holdings Limited took control (75–100% of shares)

Companies House

29 March 2016

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2015

28 January 2015

  • Changed its registered name from "Vision Underwriting Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

30 May 2002

  • Incorporated at Companies House

Companies House

In the full report: all 117 events

  • All 117 events in its history (49 shown here)
  • Every director appointment and resignation: 61
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Firms connected to Hughes Insurance Services

Other FCA-listed firms that share a director, phone number or address with Hughes Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
11

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (11)
  • Who links each one: the named directors, with dates
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Firms like Hughes Insurance Services

Other firms of the same type (lender), nearest first.

In the Belfast (BT) postcode area

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hughes Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 45 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 117 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hughes Insurance Services Limited FCA authorised?
Yes, Hughes Insurance Services Limited (FRN 305651) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed 2 limits on what it may do.
What is Hughes Insurance Services’ phone number and website?
The FCA register lists the phone number 0330 343 8473 and the website hughesinsurance.co.uk for Hughes Insurance Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.
Is Hughes Insurance Services a scam or clone?
Hughes Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hughes Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hughes Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Hughes Insurance Services?
Hughes Insurance Services is owned by Markerstudy Retail Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 October 2026. Before that, it was controlled by Atlanta Investment Holdings 2 Limited, Thomas McIlduff and Liberty UK And Europe Holdings Limited.
Who runs Hughes Insurance Services?
Companies House lists 5 directors of Hughes Insurance Services: Emma Jane Rawlinson, Feilim Mackle, Tushar Surendra Patel, Kartina Tahir Thomson and Mark Winlow.
How long has Hughes Insurance Services been in business?
The company was formed on 30 May 2002, and has held its current FCA authorisation since January 2005.
Does Hughes Insurance Services use any other names?
It trades as HughesDrive and Hughes Insurance. It has previously used 2 other names: Vision Underwriting Limited and The Vision Group.

Sources and links

The full report on Hughes Insurance Services Limited

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