Iain Lowe Wealth Management Ltd

Reference number: 833040

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Iain Lowe Wealth Management Ltd (FRN 833040) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Iain Lowe Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Iain Lowe Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07974 155240

  • Address

    Falkirk Business Hub, 45 Vicar Street, Falkirk, Stirlingshire, FK1 1LL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07974 155240 is
  • Who else gives the postcode FK1 1LL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC604671
Company status
Active
Company type
Private limited company
Incorporated
8 August 2018 (8 years old)
Registered office
3 Chestnut Grove, Stenhousemuir, Larbert, Stirlingshire, FK5 4DU, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain Alexander Lowe Director Feb 1966 8 Aug 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£34.5k

−1.2% from £34.9k

Employees (average)

2

Same as 2

Owed within a year

£17.3k

+7.2% from £16.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC604671. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Iain Lowe Wealth Management’s history from the FCA register and Companies House, newest first.

2026

20 March 2026

  • Iain Alexander Lowe gave up control

Companies House

1 March 2026

  • Iain Alexander Lowe took control (75–100% of shares)
  • Iain Lowe no longer has significant control

Companies House

1 February 2026

  • Iain Alexander Lowe no longer has significant control
  • Iain Alexander Lowe stopped being a part-owner

Companies House

2022

9 August 2022

  • Iain Lowe gained significant control

Companies House

2019

6 February 2019

  • Became an appointed representative

FCA register

2018

1 September 2018

  • Iain Alexander Lowe gained significant control

Companies House

8 August 2018

  • Incorporated at Companies House
  • Iain Alexander Lowe became a part-owner (25–50% of shares)
  • Iain Alexander Lowe took control (75–100% of shares)
  • Iain Alexander Lowe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Iain Lowe Wealth Management

Other FCA-listed firms that share a director, phone number or address with Iain Lowe Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Iain Lowe Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Falkirk

Brian Close Wealth Management LimitedFalkirkAppointed representativeBrian Lynn Financial ServicesFalkirkAppointed representativeDPB Wealth Management LimitedFalkirkAppointed representativeTc Wealth Management LtdFalkirkAppointed representativeA.R.D. Consultancy LimitedFalkirkSee the registerAndrew ReidFalkirkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Iain Lowe Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Iain Lowe Wealth Management Ltd FCA authorised?
Iain Lowe Wealth Management Ltd (FRN 833040) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Iain Lowe Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Iain Lowe Wealth Management Ltd (FRN 833040) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Iain Lowe Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Iain Lowe Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Iain Lowe Wealth Management’s phone number?
The FCA register lists the phone number 07974 155240 for Iain Lowe Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Iain Lowe Wealth Management a scam or clone?
Iain Lowe Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Iain Lowe Wealth Management?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Iain Lowe Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Iain Lowe Wealth Management?
Companies House lists one person with significant control of Iain Lowe Wealth Management: Mr Iain Alexander Lowe (75–100% of shares). Before that, it was controlled by Mr Iain Lowe.
Who runs Iain Lowe Wealth Management?
Companies House lists one director of Iain Lowe Wealth Management: Iain Alexander Lowe.
How long has Iain Lowe Wealth Management been in business?
The company was formed on 8 August 2018.
What do Iain Lowe Wealth Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £34.5k (−1.2% from £34.9k).

Sources and links

The full report on Iain Lowe Wealth Management Ltd

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