Tc Wealth Management Ltd

Reference number: 940804

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

M&G ADVICE PARTNERS LIMITED Reference number: 584256 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TC WEALTH MANAGEMENT LTD (FRN 940804) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use TC WEALTH MANAGEMENT's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TC WEALTH MANAGEMENT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mandgwealth.com first appeared online, and whether it can receive email
  • What kind of line 07554 416589 is
  • Who else gives the postcode FK1 5LL
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through M&g Advice Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC678477
Company status
Active
Company type
Private limited company
Incorporated
22 October 2020 (6 years old)
Registered office
25 Glenbrae, Falkirk, FK1 5LL, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Tracy Louise Craig Director Jun 1988 22 Oct 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£20.3k

−30% from £28.8k

Cash at bank

£37.8k

−21% from £48.0k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC678477. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tc Wealth Management’s history from the FCA register and Companies House, newest first.

2020

11 December 2020

  • Became an appointed representative

FCA register

22 October 2020

  • Incorporated at Companies House
  • Tracy Louise Craig took control (75–100% of shares)
  • Tracy Louise Craig appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Tc Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Falkirk

Brian Close Wealth Management LimitedFalkirkAppointed representativeBrian Lynn Financial ServicesFalkirkAppointed representativeDPB Wealth Management LimitedFalkirkAppointed representativeIain Lowe Wealth Management LtdFalkirkAppointed representativeA.R.D. Consultancy LimitedFalkirkSee the registerAndrew ReidFalkirkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tc Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Tc Wealth Management Ltd FCA authorised?
Tc Wealth Management Ltd (FRN 940804) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tc Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tc Wealth Management Ltd (FRN 940804) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Tc Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tc Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tc Wealth Management’s phone number and website?
The FCA register lists the phone number 07554 416589 and the website mandgwealth.com/tcwealthmanagement for Tc Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Tc Wealth Management a scam or clone?
Tc Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tc Wealth Management?
Protection works through M&g Advice Partners Limited, the principal firm responsible for Tc Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tc Wealth Management?
Companies House lists one person with significant control of Tc Wealth Management: Mrs Tracy Louise Craig (75–100% of shares).
Who runs Tc Wealth Management?
Companies House lists one director of Tc Wealth Management: Tracy Louise Craig.
How long has Tc Wealth Management been in business?
The company was formed on 22 October 2020.
What do Tc Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £20.3k (−30% from £28.8k) and cash at bank of £37.8k (−21% from £48.0k).

Sources and links

The full report on Tc Wealth Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…