Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 May 2025
- On its latest accounts it owed £26.4k more than it owned
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ice Cubed Property Finance Limited (FRN 782284) is an AR of AFS Compliance Ltd (FRN 625035). When you use Ice Cubed Property Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ice Cubed Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Suite 3, Aspire, 31 Bootham, York, YO30 7BT, United Kingdom
In the full report: 2 background checks
- What kind of line 07540 146299 is
- Who else gives the postcode YO30 7BT
Other names (12)
If you were contacted under any of these names, it is this firm.
- Fortus Business Finance Trading name: A name it trades under now.
- Fortus Property Trading name: A name it trades under now.
- Ice3 Group Trading name: A name it trades under now.
- ICE 3 Property Finance Trading name: A name it trades under now.
- Ice Cubed Group Trading name: A name it trades under now.
- Ice Cubed Structured Finance Trading name: A name it trades under now.
- Specialist Property Finance Trading name: A name it trades under now.
- Synergy Commercial Finance Trading name: A name it trades under now.
- Ice Cubed Commercial Finance Ltd Former name: A name it was registered under before.
- Ice Cubed Property Finance Ltd Former name: A name it was registered under before.
- Ice Cubed Commercial Former trading name: A name it used to trade under.
- #WeareYorkBusinessFinance Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10798939 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 June 2017 (9 years old)
- Registered office
- 2 Clifton Moor Business Village, James Nicolson Link, York, North Yorkshire, YO30 4XG, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas David Frank | Director | Jan 1978 | 1 Jun 2017 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£26.4k
Up £158k from −£184k
Cash at bank
£7,568
−63% from £20.4k
Employees (average)
2
Same as 2
Owed within a year
£246k
+38% from £179k
Net assets are negative: on its last balance sheet the company owed £26.4k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10798939. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ice Cubed Property Finance’s history from the FCA register and Companies House, newest first.
2024
4 October 2024
- Changed its registered name from "Ice Cubed Property Finance Ltd"
FCA register
2021
17 January 2021
- Changed its registered name from "Ice Cubed Commercial Finance Ltd"
FCA register
2018
20 April 2018
- Claire Frank became a part-owner (25–50% of shares)
Companies House
2017
21 June 2017
- Became an appointed representative
FCA register
1 June 2017
- Incorporated at Companies House
- Thomas David Frank became the majority owner (50–75% of shares)
Companies House
In the full report: all 21 events
- All 21 events in its history (6 shown here)
- Every director appointment and resignation: 1
Firms like Ice Cubed Property Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In York
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ice Cubed Property Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 21 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk