Icen Risk Limited

Reference number: 918259

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Nexit 2018 Limited Reference number: 839262 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Icen Risk Limited (FRN 918259) is an AR of Nexit 2018 Limited (FRN 839262). When you use Icen Risk's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Icen Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When icenrisk.com first appeared online, and whether it can receive email
  • What kind of line 07718 306372 is, and the other firm that gives it
  • Who else gives the postcode EC2M 4YN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Nexit 2018 Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11691390
Company status
Active
Company type
Private limited company
Incorporated
22 November 2018 (7 years old)
Registered office
Fourth Floor, 9a Devonshire Square, London, EC2M 4YN, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew James Thornton Director Jan 1977 22 Nov 2018 2 other companies
Dawn Lorraine Bhoma Director Oct 1977 22 Nov 2018 2 other companies
Robert Matthew Brown Director Dec 1970 22 Nov 2018 3 other companies
Suhail Qureshi Director May 1979 22 Nov 2018 3 other companies
Luc Mastenbroek Director Apr 1986 16 May 2023 None
CALLIDUS SECRETARIES LIMITED Corporate secretary Not published 9 Sep 2019 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2021Full accountsAudited

Turnover

£9.34m

No earlier figure to compare

Profit before tax

£4.94m

No earlier figure to compare

Net assets

£6.41m

No earlier figure to compare

Cash at bank

£4.19m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11691390. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Icen Risk’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2025

27 August 2025

  • Gemma Hourican stopped being the majority owner

Companies House

2023

10 July 2023

  • Gemma Hourican became the majority owner (50–75% of shares)

Companies House

2019

13 December 2019

  • Became an appointed representative

FCA register

2018

22 November 2018

  • Incorporated at Companies House
  • Nexit 2018 Limited took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Icen Risk

Other FCA-listed firms that share a director, phone number or address with Icen Risk. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Icen Risk

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Icen Risk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Icen Risk Limited FCA authorised?
Icen Risk Limited (FRN 918259) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Icen Risk?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Icen Risk Limited (FRN 918259) is an AR of Nexit 2018 Limited (FRN 839262). When you use Icen Risk's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Icen Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Icen Risk’s phone number and website?
The FCA register lists the phone number 07718 306372 and the website icenrisk.com for Icen Risk. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Icen Risk a scam or clone?
Icen Risk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Icen Risk?
Protection works through Nexit 2018 Limited, the principal firm responsible for Icen Risk's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Icen Risk?
Icen Risk is owned by Nexit 2018 Limited, which holds 75–100% of shares and can appoint and remove the board, since 22 November 2018. Before that, it was controlled by Gemma Hourican.
Who runs Icen Risk?
Companies House lists 5 directors of Icen Risk: Andrew James Thornton, Dawn Lorraine Bhoma, Robert Matthew Brown, Suhail Qureshi and Luc Mastenbroek.
How long has Icen Risk been in business?
The company was formed on 22 November 2018.
What do Icen Risk’s latest accounts show?
Its latest accounts, to 31 December 2021, show turnover of £9.34m (no earlier figure to compare) and profit before tax of £4.94m (no earlier figure to compare).

Sources and links

The full report on Icen Risk Limited

£19.99 · Instant PDF download

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