Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
ES Risks Limited Reference number: 565023 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ICW Insurance Services Limited (FRN 790021) is an AR of ES Risks Limited (FRN 565023). When you use ICW Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ICW Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Alanbrooke House, Castlereagh Business Park, 478 Castlereagh Road, Belfast, BT5 6BQ, United Kingdom
In the full report: 2 background checks
- What kind of line 020 8099 1393 is, and the other firm that gives it
- Who else gives the postcode BT5 6BQ
Other names (2)
If you were contacted under any of these names, it is this firm.
- ICW Trading name: A name it trades under now.
- ICW Services Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ES Risks Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
ICW Insurance Services’s history from the FCA register and Companies House, newest first.
2019
15 January 2019
- Changed its registered name from "ICW Insurance Services Limited"
FCA register
2017
16 November 2017
- Changed its registered name from "ICW Services Limited"
FCA register
28 September 2017
- Became an appointed representative
FCA register
In the full report: all 6 events
- All 6 events in its history (3 shown here)
Firms connected to ICW Insurance Services
Other FCA-listed firms that share a director, phone number or address with ICW Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its phone number
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like ICW Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ICW Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 6 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is ICW Insurance Services Limited FCA authorised?
What does appointed representative mean for ICW Insurance Services?
What is ICW Insurance Services’ phone number?
Is ICW Insurance Services a scam or clone?
Is my money safe with ICW Insurance Services?
Does ICW Insurance Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk