IFA (North) LLP: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 15 years
Protected through the principal
No FCA actions
Active company since 2008
Accounts filed up to 31 March 2026
1 thing worth a closer look in the background checks

Responsible principal firm

INDEPENDENT FINANCIAL ADVISOR LIMITED Reference number: 447461 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
IFA (North) LLP (FRN 554724) is an AR of INDEPENDENT FINANCIAL ADVISOR LIMITED (FRN 447461). When you use IFA (North)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from IFA (North), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ifanorth.co.uk (opens in a new tab)
Phone number

0113 243 7100
Address

33 Park Square West, Leeds, West Yorkshire, LS1 2PF, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When ifanorth.co.uk first appeared online, and whether it can receive email
What kind of line 0113 243 7100 is
Who else gives the postcode LS1 2PF

Other names (5)

If you were contacted under any of these names, it is this firm.

Group IFA Trading name: A name it trades under now.
IFA North Wealth Management Trading name: A name it trades under now.
IFA Wealth Management Trading name: A name it trades under now.
Rosebridge Trading name: A name it trades under now.
Rosebridge Wealth Management Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Independent Financial Advisor Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC340013 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 9 September 2008 (18 years old)
Registered office: The Grants 11 Market Place, Ramsbottom, Bury, BL0 9AJ, United Kingdom

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Phillip Rose	LLP designated member	Dec 1966	9 Sep 2008	32 other companies
Steven Richard Banks	LLP designated member	Mar 1970	1 Aug 2012	6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 34
closed down: 17
are FCA-registered: 6

In the full report: all 34 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register, including one no longer authorised
The 4 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£124k

+34% from £91.9k

Cash at bank

£278k

+23% from £225k

Employees (average)

11

+10% from 10

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2021 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC340013. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IFA (North)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (16)

2017

9 September 2017

Phillip Rose became a part-owner (25–50% of shares)
Steven Richard Banks became the majority owner (50–75% of shares)

Companies House

2011

30 June 2011

Became an appointed representative

FCA register

2008

9 September 2008

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms connected to IFA (North)

Other FCA-listed firms that share a director, phone number or address with IFA (North). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
share its postcode: 1

In the full report: all 4 connected firms, named

How each is linked: shared directors (4), the same postcode (1)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like IFA (North)

Other firms of the same type (financial adviser), nearest first.

In Leeds

Adam MacKenzie & PartnersLeedsAppointed representative Andrew William BlackburnLeedsAppointed representative Andrew YoungLeedsAppointed representative Arqera Capital LimitedLeedsAppointed representative Ayla Wealth Management LtdLeedsAppointed representative Bartlett Employee Benefits LimitedLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IFA (North)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

34 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 16 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is IFA (North) LLP FCA authorised?

IFA (North) LLP (FRN 554724) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for IFA (North)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. IFA (North) LLP (FRN 554724) is an AR of INDEPENDENT FINANCIAL ADVISOR LIMITED (FRN 447461). When you use IFA (North)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from IFA (North), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is IFA (North)’s phone number and website?

The FCA register lists the phone number 0113 243 7100 and the website ifanorth.co.uk for IFA (North). If you were given different contact details, use these to check with the firm before going any further.

Is IFA (North) a scam or clone?

IFA (North) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with IFA (North)?

Protection works through Independent Financial Advisor Limited, the principal firm responsible for IFA (North)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns IFA (North)?

Companies House lists 2 people with significant control of IFA (North): Mr Steven Richard Banks (50–75% of votes) and Mr Phillip Rose (25–50% of votes).

Who runs IFA (North)?

Companies House lists 2 directors of IFA (North): Phillip Rose and Steven Richard Banks.

How long has IFA (North) been in business?

The company was formed on 9 September 2008.

What do IFA (North)’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £124k (+34% from £91.9k) and cash at bank of £278k (+23% from £225k).

Does IFA (North) use any other names?

It trades as Group IFA, IFA North Wealth Management, IFA Wealth Management and Rosebridge. It has previously used the name Rosebridge Wealth Management.