Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 January 2026
- On its latest accounts it owed £49.5k more than it owned
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- IFG SALES LTD (FRN 1021661) introduces customers to AFS Compliance Ltd (FRN 625035). Any regulated advice or arranging is done by the principal, not IFG SALES.
- Example: if IFG SALES refers you to a financial adviser, the advice should come from the principal firm, not from IFG SALES itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Wises Oast Business Centre, Wises Lane, Borden, Sittingbourne, ME9 8LR, United Kingdom
In the full report: 2 background checks
- What kind of line 01795 508950 is
- Who else gives the postcode ME9 8LR
Other names (2)
If you were contacted under any of these names, it is this firm.
- Haff Commercials Trading name: A name it trades under now.
- IFG HIRE & SALES LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14197381 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 June 2022 (4 years old)
- Registered office
- 17 Keycol Hill, Bobbing, Sittingbourne, Kent, ME9 8LZ, United Kingdom
- Nature of business
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- Sale of new cars and light motor vehicles (SIC 45111)
- Sale of used cars and light motor vehicles (SIC 45112)
- Sale of other motor vehicles (SIC 45190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Graham Haffenden | Director | Apr 1999 | 27 Jun 2022 | 3 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£49.5k
Down £28.5k from −£21.0k
Cash at bank
£8,199
−69% from £26.5k
Employees (average)
0
−100% from 1
Owed within a year
£95.3k
−3% from £98.2k
Net assets are negative: on its last balance sheet the company owed £49.5k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14197381. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ifg Sales’s history from the FCA register and Companies House, newest first.
2026
29 July 2026
- Changed its registered name from "IFG HIRE & SALES LTD"
FCA register
2025
3 February 2025
- Began trading as "Haff Commercials"
FCA register
2024
1 November 2024
- Became an introducer appointed representative
FCA register
2023
27 June 2023
- Ifg UK Holdings Limited took control (75–100% of shares)
- Luke Graham Haffenden gave up control
Companies House
2022
27 June 2022
- Incorporated at Companies House
- Luke Graham Haffenden took control (75–100% of shares)
- Luke Graham Haffenden appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Ifg Sales
Other firms of the same type (car dealer), nearest first.
In Sittingbourne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ifg Sales
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk