IGCAP Finance Limited

Reference number: 1028324

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07976 718096

  • Address

    IGCAP Finance Limited, ACS Workspace, Kismet Building,, Otley Road, Baildon, Shipley, Bradford, BD17 7HB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07976 718096 is
  • Who else gives the postcode BD17 7HB
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 January 2025 (1 year old)
Registered office
York House, Cottingley Business Park,, Bradford, West Yorkshire, BD16 1PE, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Caplan Director May 1958 6 Jan 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

15 months to 31 March 2026Micro-entity accountsNot audited

Net assets

−£2,577

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£17.4k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £2,577 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16166126. Figures are exactly as filed; nothing is estimated.

Key dates in its history

IGCAP Finance’s history from the FCA register and Companies House, newest first.

2025

1 August 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA
  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

6 January 2025

  • Incorporated at Companies House
  • Ian Caplan took control (75–100% of shares)
  • Ian Caplan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like IGCAP Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shipley

In the Bradford (BD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IGCAP Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is IGCAP Finance Limited FCA authorised?
Yes, IGCAP Finance Limited (FRN 1028324) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2025 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is IGCAP Finance’s phone number?
The FCA register lists the phone number 07976 718096 for IGCAP Finance. If you were given different contact details, use these to check with the firm before going any further.
Is IGCAP Finance a scam or clone?
IGCAP Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IGCAP Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IGCAP Finance to the Financial Ombudsman Service, free of charge.
Who owns IGCAP Finance?
Companies House lists one person with significant control of IGCAP Finance: Mr Ian Caplan (75–100% of shares).
Who runs IGCAP Finance?
Companies House lists one director of IGCAP Finance: Ian Caplan.
How long has IGCAP Finance been in business?
The company was formed on 6 January 2025, and has held its current FCA authorisation since August 2025.
What do IGCAP Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£2,577 (no earlier figure to compare).

Sources and links

The full report on IGCAP Finance Limited

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