Iknowa Consumer Code Limited

Reference number: 1012578

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Xact Risk Solutions Ltd Reference number: 590914 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • IKNOWA CONSUMER CODE LIMITED (FRN 1012578) is an AR of Xact Risk Solutions Ltd (FRN 590914). When you use IKNOWA CONSUMER CODE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from IKNOWA CONSUMER CODE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When iknowa.com first appeared online, and whether it can receive email
  • What kind of line 07874 864905 is
  • Who else gives the postcode WV1 1QL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Xact Risk Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15370275
Company status
Active
Company type
Private limited company
Incorporated
27 December 2023 (2 years old)
Registered office
Suite 1, Concept House, 23 Billet Lane, Hornchurch, RM11 1XP, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Keano Chang Director Apr 1996 27 Dec 2023 6 other companies
Allar Klein Director Jan 1989 27 Dec 2023 6 other companies
IBUILDPRO HOLDINGS LIMITED Corporate director Not published 27 Dec 2023 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
went insolvent
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 companies these 3 directors run together
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Filed accounts and finances

Year to 31 December 2024Dormant company accountsNot audited

Total equity

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15370275. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Iknowa Consumer Code’s history from the FCA register and Companies House, newest first.

2024

20 June 2024

  • Became an appointed representative

FCA register

2023

27 December 2023

  • Incorporated at Companies House
  • Ibuildpro Holdings Limited took control (75–100% of shares)
  • Allar Klein appointed as a director
  • Keano Chang appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Iknowa Consumer Code

Other firms of the same type (insurance broker), nearest first.

In Wolverhampton

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Iknowa Consumer Code

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Iknowa Consumer Code Limited FCA authorised?
Iknowa Consumer Code Limited (FRN 1012578) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Iknowa Consumer Code?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Iknowa Consumer Code Limited (FRN 1012578) is an AR of Xact Risk Solutions Ltd (FRN 590914). When you use Iknowa Consumer Code's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Iknowa Consumer Code, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Iknowa Consumer Code’s phone number and website?
The FCA register lists the phone number 07874 864905 and the website iknowa.com for Iknowa Consumer Code. If you were given different contact details, use these to check with the firm before going any further.
Is Iknowa Consumer Code a scam or clone?
Iknowa Consumer Code is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Iknowa Consumer Code?
Protection works through Xact Risk Solutions Ltd, the principal firm responsible for Iknowa Consumer Code's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Iknowa Consumer Code?
Iknowa Consumer Code is owned by Ibuildpro Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 December 2023.
Who runs Iknowa Consumer Code?
Companies House lists 3 directors of Iknowa Consumer Code: Keano Chang, Allar Klein and Ibuildpro Holdings Limited.
How long has Iknowa Consumer Code been in business?
The company was formed on 27 December 2023.
What do Iknowa Consumer Code’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).

Sources and links

The full report on Iknowa Consumer Code Limited

£19.99 · Instant PDF download

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