Imad Sarafi Ltd

Reference number: 937051

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When imadmoneytransfer.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8167 7796 is
  • Who else gives the postcode NW9 6NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Imad Money Transfer Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12680730
Company status
Active
Company type
Private limited company
Incorporated
18 June 2020 (6 years old)
Registered office
283 Edgware Road, London, NW9 6NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohammed Javed Director Mar 1991 18 Jun 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£24.8k

+180% from £8,886

Employees (average)

6

+20% from 5

Owed within a year

£18.7k

+220% from £5,834

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12680730. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Imad Sarafi’s history from the FCA register and Companies House, newest first.

2022

29 August 2022

  • Began trading as "Imad Money Transfer"

FCA register

2021

26 April 2021

  • Regulated by the FCA from this date
  • Supervised by HMRC under the money laundering rules from this date
  • Registered as a small payment institution

FCA register

2020

18 June 2020

  • Incorporated at Companies House
  • Mohammed Javed took control (75–100% of shares)
  • Mohammed Javed appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Imad Sarafi

Other FCA-listed firms that share a director, phone number or address with Imad Sarafi. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Imad Sarafi

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Imad Sarafi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Imad Sarafi Ltd FCA authorised?
Yes, Imad Sarafi Ltd (FRN 937051) is registered with the FCA and permitted to provide its regulated services.
What is Imad Sarafi’s phone number and website?
The FCA register lists the phone number 020 8167 7796 and the website imadmoneytransfer.co.uk for Imad Sarafi. If you were given different contact details, use these to check with the firm before going any further.
Is Imad Sarafi a scam or clone?
Imad Sarafi is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Imad Sarafi?
Protection depends on which product you hold and how Imad Sarafi handles your money, so check the specific product before you commit. You can also refer complaints about Imad Sarafi to the Financial Ombudsman Service, free of charge.
Who owns Imad Sarafi?
Companies House lists one person with significant control of Imad Sarafi: Mr Mohammed Javed (75–100% of shares).
Who runs Imad Sarafi?
Companies House lists one director of Imad Sarafi: Mohammed Javed.
How long has Imad Sarafi been in business?
The company was formed on 18 June 2020, and has held its current FCA authorisation since April 2021.
What do Imad Sarafi’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £24.8k (+180% from £8,886).
Does Imad Sarafi use any other names?
It trades as Imad Money Transfer.

Sources and links

The full report on Imad Sarafi Ltd

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