Imagine Mortgages Limited

Reference number: 921355

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When generationhome.com first appeared online, and whether it can receive email
  • What kind of line 0330 808 1791 is
  • Who else gives the postcode EC1Y 8AF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Generation Home Trading name: A name it trades under now.
  • Gen H Trading name: A name it trades under now.
  • IMAGINE Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 July 2018 (8 years old)
Registered office
White Collar Factory 1 Old Street Yard, Office 2.02, London, EC1Y 8AF, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Ward Director May 1957 31 Jul 2020 None
David Aiden Lundholm Director Aug 1961 4 Jan 2024 18 other companies
Graham Douglas Mcclelland Director Dec 1982 7 Mar 2024 1 other company
Peter Charles Walker Director Oct 1963 8 May 2024 14 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
12
went insolvent
1

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

18 months to 31 December 2019Full accountsNot audited

Net assets

£4.98m

No earlier figure to compare

Employees (average)

11

No earlier figure to compare

Owed within a year

£106k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11465987. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Imagine Mortgages’s history from the FCA register and Companies House, newest first.

2026

13 April 2026

  • Legal & General Partnership Holdings Limited became a part-owner (25–50% of shares)

Companies House

2021

12 March 2021

  • William Henry Guy Rice stopped being a part-owner

Companies House

2020

15 September 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

16 July 2018

  • Incorporated at Companies House
  • William Henry Guy Rice became a part-owner (25–50% of shares)

Companies House

In the full report: all 28 events

  • All 28 events in its history (6 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Imagine Mortgages

Other FCA-listed firms that share a director, phone number or address with Imagine Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Imagine Mortgages

Other firms of the same type (mortgage lender), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Imagine Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 28 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Imagine Mortgages Limited FCA authorised?
Yes, Imagine Mortgages Limited (FRN 921355) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2020 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Imagine Mortgages’ phone number and website?
The FCA register lists the phone number 0330 808 1791 and the website generationhome.com for Imagine Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Imagine Mortgages a scam or clone?
Imagine Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Imagine Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Imagine Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Imagine Mortgages?
Companies House lists one person with significant control of Imagine Mortgages: Legal & General Partnership Holdings Limited (25–50% of shares). Before that, it was controlled by Mr William Henry Guy Rice.
Who runs Imagine Mortgages?
Companies House lists 4 directors of Imagine Mortgages: Anthony John Ward, David Aiden Lundholm, Graham Douglas McClelland and Peter Charles Walker.
How long has Imagine Mortgages been in business?
The company was formed on 16 July 2018, and has held its current FCA authorisation since September 2020.
What do Imagine Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2019, show net assets of £4.98m (no earlier figure to compare).
Does Imagine Mortgages use any other names?
It trades as Generation Home and Gen H. It has previously used the name IMAGINE.

Sources and links

The full report on Imagine Mortgages Limited

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