Imogen Finance LLP

Reference number: 564344

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Imogen Finance LLP (FRN 564344) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Imogen Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Imogen Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01293 525525

  • Address

    Unit 1, Peveril Court, 6-8 London Road, Crawley, West Sussex, RH10 8JE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01293 525525 is
  • Who else gives the postcode RH10 8JE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name
  • Clayson Smith LLP Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC337264
Company status
Active
Company type
Limited liability partnership
Incorporated
14 May 2008 (18 years old)
Registered office
2 Upperton Gardens, Eastbourne, BN21 2AH, England

Directors and company secretaries

Name Role Born Appointed Other companies
Tracy Kay Smith LLP member Dec 1961 14 May 2008 1 other company
Katherine Anne Fuller LLP designated member Apr 1983 15 Aug 2017 2 other companies
Anna Smith LLP designated member Nov 1984 8 Apr 2023 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£54.8k

−23% from £70.7k

Employees (average)

6

Same as 6

Owed within a year

£68.9k

+194% from £23.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC337264. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Imogen Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2025

30 April 2025

  • Katherine Anne Fuller gained significant control
  • Tracy Kay Smith stopped being the majority owner

Companies House

2016

6 April 2016

  • Tracy Kay Smith became the majority owner (50–75% of shares)

Companies House

2012

25 July 2012

  • Changed its registered name from "Clayson Smith LLP"

FCA register

2011

12 September 2011

  • Became an appointed representative

FCA register

2008

14 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms like Imogen Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Crawley

Jamel KhanCrawleyAppointed representativeBCP Financial Services LtdCrawleyAuthorisedThe Professional Mortgage Specialist LtdCrawleyAuthorisedLime Coaching and Consultancy LimitedCrawleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Imogen Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Imogen Finance LLP FCA authorised?
Imogen Finance LLP (FRN 564344) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Imogen Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Imogen Finance LLP (FRN 564344) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Imogen Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Imogen Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Imogen Finance’s phone number?
The FCA register lists the phone number 01293 525525 for Imogen Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Imogen Finance a scam or clone?
Imogen Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Imogen Finance?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Imogen Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Imogen Finance?
Companies House lists one person with significant control of Imogen Finance: Mrs Katherine Anne Fuller (significant influence or control). Before that, it was controlled by Mrs Tracy Kay Smith.
Who runs Imogen Finance?
Companies House lists 3 directors of Imogen Finance: Tracy Kay Smith, Katherine Anne Fuller and Anna Smith.
How long has Imogen Finance been in business?
The company was formed on 14 May 2008.
What do Imogen Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £54.8k (−23% from £70.7k).
Does Imogen Finance use any other names?
It trades as Mortgage Advice Bureau. It has previously used the name Clayson Smith LLP.

Sources and links

The full report on Imogen Finance LLP

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