IMS Independent Mortgage Solutions Ltd
Reference number: 491748
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
18 Kings End, Bicester, Oxfordshire, OX26 2AA, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When imspropertygroup.co.uk first appeared online, and whether it can receive email
- What kind of line 01869 248339 is
- Who else gives the postcode OX26 2AA
Other names (3)
If you were contacted under any of these names, it is this firm.
- Commercial Mortgages Store Trading name: A name it trades under now.
- Life Insurances UK Trading name: A name it trades under now.
- Michelle Niziol Limited Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL administrator
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06745929 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 November 2008 (17 years old)
- Registered office
- 18 Kings End, Bicester, OX26 2AA, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michelle Barbara Niziol | Director | Apr 1981 | 11 Nov 2008 | 9 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 1
- still active
- 8
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£509k
+4.6% from £487k
Cash at bank
£14.9k
−28% from £20.8k
Employees (average)
7
Same as 7
Owed within a year
£26.9k
−14% from £31.3k
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06745929. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
IMS Independent Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2016
30 June 2016
- Michelle Barbara Niziol gained significant control
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2008
4 December 2008
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
11 November 2008
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms like IMS Independent Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bicester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on IMS Independent Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
Is IMS Independent Mortgage Solutions Ltd FCA authorised?
What is IMS Independent Mortgage Solutions’ phone number and website?
Is IMS Independent Mortgage Solutions a scam or clone?
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Who owns IMS Independent Mortgage Solutions?
Who runs IMS Independent Mortgage Solutions?
How long has IMS Independent Mortgage Solutions been in business?
What do IMS Independent Mortgage Solutions’ latest accounts show?
Does IMS Independent Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk