IMS - Insurance & Mortgage Services Ltd
Reference number: 300993
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Applegarth, The Reddings, Cheltenham, Glos, GL51 6RL, United Kingdom
In the full report: 3 background checks
- When ims4you.co.uk first appeared online, and whether it can receive email
- What kind of line 01242 771771 is
- Who else gives the postcode GL51 6RL
Other names (5)
If you were contacted under any of these names, it is this firm.
- Ims Trading name: A name it trades under now.
- IMS - Independent Mortgage Services Ltd Former name: A name it was registered under before.
- Independent Mortgage Services (Cheltenham) Ltd Former name: A name it was registered under before.
- Moore Mortgages Former trading name: A name it used to trade under.
- Mortgages for forces Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04496808 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 July 2002 (24 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Terry Steven Broom | Director | Aug 1965 | 27 Jul 2002 | None |
| Hannah Sara Roberts-Broom | Secretary | Not published | 27 Jul 2022 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£196k
+23% from £160k
Cash at bank
£199k
+31% from £152k
Employees (average)
3
+50% from 2
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04496808. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
IMS - Insurance & Mortgage Services’s history from the FCA register and Companies House, newest first.
2026
2 July 2026
- Terry Steven Broom gave up control
Companies House
2016
27 July 2016
- Terry Steven Broom took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
5 March 2010
- Changed its registered name from "IMS - Independent Mortgage Services Ltd"
FCA register
2006
22 February 2006
- Changed its registered name from "Independent Mortgage Services (Cheltenham) Ltd"
FCA register
2004
31 October 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2002
27 July 2002
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (8 shown here)
- Every director appointment and resignation: 3
Firms like IMS - Insurance & Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Gloucester (GL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on IMS - Insurance & Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
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Frequently asked questions about this firm
Is IMS - Insurance & Mortgage Services Ltd FCA authorised?
What is IMS - Insurance & Mortgage Services’ phone number and website?
Is IMS - Insurance & Mortgage Services a scam or clone?
Is my money safe with IMS - Insurance & Mortgage Services?
Who owns IMS - Insurance & Mortgage Services?
Who runs IMS - Insurance & Mortgage Services?
How long has IMS - Insurance & Mortgage Services been in business?
What do IMS - Insurance & Mortgage Services’ latest accounts show?
Does IMS - Insurance & Mortgage Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk