Inco Broking Ltd
Reference number: 960796
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2025
Responsible principal firm
DAVIES BROKING SERVICES LIMITED Reference number: 486865 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- INCO BROKING LTD (FRN 960796) is an AR of DAVIES BROKING SERVICES LIMITED (FRN 486865). When you use INCO BROKING's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from INCO BROKING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
5th Floor, 20 Gracechurch Street, London, City Of London, EC2M 3XD, United Kingdom
In the full report: 3 background checks
- When incobroking.com first appeared online, and whether it can receive email
- What kind of line 07951 212016 is
- Who else gives the postcode EC2M 3XD
Other names (1)
If you were contacted under any of these names, it is this firm.
- INCO Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Davies Broking Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12929625 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 October 2020 (6 years old)
- Registered office
- 5th Floor 20 Gracechurch Street, London, EC3V 0BG, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Neil Howard Wise | Director | May 1954 | 5 Oct 2020 | 12 other companies |
| Joshua Michael Wise | Director | Sep 1992 | 9 Mar 2021 | 3 other companies |
| Alfie Marsh | Director | Dec 1996 | 10 Sep 2021 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 7
- went insolvent
- 1
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 3 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£277k
+986% from £25.5k
Employees (average)
8
+33% from 6
Owed within a year
£821k
+111% from £388k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12929625. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Inco Broking’s history from the FCA register and Companies House, newest first.
2021
20 October 2021
- Became an appointed representative
FCA register
10 September 2021
- Alfie Marsh became a part-owner (25–50% of shares)
Companies House
9 March 2021
- Joshua Michael Wise became the majority owner (50–75% of shares)
- Neil Howard Wise gave up control
Companies House
2020
5 October 2020
- Incorporated at Companies House
- Neil Howard Wise took control (75–100% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (6 shown here)
- Every director appointment and resignation: 7
Firms connected to Inco Broking
Other FCA-listed firms that share a director, phone number or address with Inco Broking. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Inco Broking
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Inco Broking
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 15 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk