Independent Finance (Shetland) Ltd

Reference number: 1056372

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Independent Finance (Shetland) Ltd (FRN 1056372) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Independent Finance (Shetland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Independent Finance (Shetland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07742 966762

  • Address

    Holm, Symbister, Whalsay, Shetland, Shetland Islands, ZE2 9AG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07742 966762 is
  • Who else gives the postcode ZE2 9AG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC886036
Company status
Active
Company type
Private limited company
Incorporated
13 April 2026 (less than a year old)
Registered office
Holm, Symbister, Whalsay, Shetland, ZE2 9AG, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Francis Thomson Director Nov 1972 13 Apr 2026 None
June Lorraine Thomson Secretary Not published 13 Apr 2026 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

Independent Finance (Shetland)’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2026

5 June 2026

  • Became an appointed representative

FCA register

13 April 2026

  • Incorporated at Companies House
  • Ian Francis Thomson took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Independent Finance (Shetland)

Other firms of the same type (financial adviser), nearest first.

In Shetland

Independent Shetland Finance LimitedShetlandAppointed representative

Elsewhere in the UK

SIX Financial Information UK LimitedLondonAppointed representativeBarrenjoey Investment Management (UK) LimitedLondonAppointed representativeNcvoAppointed representativeMoonfare UK LimitedLondonAppointed representativeAgw Financial Planning LtdHolmfirthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Finance (Shetland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Independent Finance (Shetland) Ltd FCA authorised?
Independent Finance (Shetland) Ltd (FRN 1056372) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Independent Finance (Shetland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Independent Finance (Shetland) Ltd (FRN 1056372) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Independent Finance (Shetland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Independent Finance (Shetland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Independent Finance (Shetland)’s phone number?
The FCA register lists the phone number 07742 966762 for Independent Finance (Shetland). If you were given different contact details, use these to check with the firm before going any further.
Is Independent Finance (Shetland) a scam or clone?
Independent Finance (Shetland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Finance (Shetland)?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Independent Finance (Shetland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Independent Finance (Shetland)?
Companies House lists one person with significant control of Independent Finance (Shetland): Mr Ian Francis Thomson (75–100% of shares).
Who runs Independent Finance (Shetland)?
Companies House lists one director of Independent Finance (Shetland): Ian Francis Thomson.
How long has Independent Finance (Shetland) been in business?
The company was formed on 13 April 2026.

Sources and links

The full report on Independent Finance (Shetland) Ltd

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